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Countrywide Financial - Delaware Home Loans - Equity Loan Mortgages SUCKS!

Delaware Home Loans? Sub-prime (bad credit), Need money, Mortgage Refinance, Or Want A Home Equity Loan Delaware and dont want to get ripped off or have hiden fees on your Home Loans?

Need A Home Loan DE, Refinance, Purchase, Or Make Home Improvements. Mortgage Rates Have Reached A All-Time Low Make Sure You Pick A Broker That Will find the right Home Equity loan at the best rate for you. We recommend that you conduct your own due diligence on mortgage brokers to find the one that is best for you. This site is a forum for users and should not be your only source of information about Countrywide Home Loan prior to choosing a lender.

This is what home loan customers in Delaware (DE) have been saying...

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Date: Sat 03/3/07 8:31AM
From: Rex  From: 

Message: I am currently employed by Countrywide and have recently experienced vile sexual hara**ment and financial abuse. I recently filed an HR complaint that resulted in my boss’ termination. Thereafter, I was transferred for my ”protection,” given a position that I am lost in and did not want, and have been experiencing what I perceive to be (need to have my lingo legally appropriate) relatiatory actions on behalf of the management and executive

I need to check with my lawyer to see if I can name the region in this forum.

I hate the company. I have been treated like a nothing and a plague. Everything the company does is with pretense and calculation. The game is being played by evil, narcissistic greed mongers. They place no value on human rights or suffering.

It seems to be common belief that the region is corrupt and just a good ole boys’ club. I have heard that promotions and rewards are commonly believed to be based on long-term friendships, blackmail/bribes and (extramarital) sexual affairs. There seems to be quite a bit of evidence to support it; it just needs to be put together.

I was on a ”privileged” team that virtually made its own rules and put a perverted, abusive non-supervisor in a supervisory role with me, after
(allegedly) having had notice of his past abusive behaviors. He acted as if he were above the rules, because the region had reportedly covered some of his past incidents from HR and even rehired him after he was fired by the parent company: Northwest Mortgage.

I have recently hired a lawyer to deal with executive management. I cannot say here, what it is that I seek; but we are wondering if there are any similar stories in the region that anyone can share. I specifically want to know about HLCs in supervisory roles, retaliation following HR complaints, the encouragement or discouragement of HR reporting, and any incidents that were minimized by higher-ups. My lawyer works on a contingency fee. I would never share names unless I had the express permission of the source. Even if someone can give me an idea of where else to look, it would be greatly appreciated. We’ll do our own investigations. I want justice for others like me, and the company to face the consequences of their actions. I’m sticking around until it’s done
Date: Mon 04/9/07 3:57PM
From: George

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Date: Mon 04/9/07 5:53PM
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Date: Mon 04/9/07 10:20PM
From: Jerry

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Date: Tue 04/10/07 4:48AM
From: Cybil

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Date: Tue 04/10/07 12:29PM
From: Ken

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Date: Tue 04/10/07 6:46PM
From: Klementio

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Date: Tue 04/10/07 7:02PM
From: Hefux

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Date: Wed 04/11/07 1:07AM
From: Ionis

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Date: Wed 04/11/07 7:33AM
From: David B.

Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 10:14AM
From: George

Message: [URL=http://www.rpms90.org/sharp] sharp [/URL] <a href='http://www.rpms90.org/sharp'> sharp </a> [URL=http://www.rpms90.org/pixel] pixel [/URL] <a href='http://www.rpms90.org/pixel'> pixel </a> [URL=http://www.rpms90.org/cross] cross [/URL] <a href='http://www.rpms90.org/cross'> cross </a> [URL=http://www.rpms90.org/check] check [/URL] <a href='http://www.rpms90.org/check'> check </a> [URL=http://www.rpms90.org/londra] londra [/URL] <a href='http://www.rpms90.org/londra'> londra </a> [URL=http://www.rpms90.org/borse] borse [/URL] <a href='http://www.rpms90.org/borse'> borse </a> [URL=http://www.rpms90.org/name] name [/URL] <a href='http://www.rpms90.org/name'> name </a> [URL=http://www.rpms90.org/nice] nice [/URL] <a href='http://www.rpms90.org/nice'> nice </a> [URL=http://www.rpms90.org/forum] forum [/URL] <a href='http://www.rpms90.org/forum'> forum </a> [URL=http://www.rpms90.org/anne] anne [/URL] <a href='http://www.rpms90.org/anne'> anne </a> [URL=http://www.rpms90.org/maria-santa] maria santa [/URL] <a href='http://www.rpms90.org/maria-santa' > maria santa </a> [URL=http://www.rpms90.org/direttore] direttore [/URL] <a href='http://www.rpms90.org/direttore'> direttore </a> [URL=http://www.rpms90.org/cartine] cartine [/URL] <a href='http://www.rpms90.org/cartine'> cartine </a> [URL=http://www.rpms90.org/siracusa] siracusa [/URL] <a href='http://www.rpms90.org/siracusa'> siracusa </a> [URL=http://www.rpms90.org/chiusura] chiusura [/URL] <a href='http://www.rpms90.org/chiusura'> chiusura </a> [URL=http://www.rpms90.org/perla] perla [/URL] <a href='http://www.rpms90.org/perla'> perla </a> [URL=http://www.rpms90.org/vigilanza] vigilanza [/URL] <a href='http://www.rpms90.org/vigilanza'> vigilanza </a> [URL=http://www.rpms90.org/books] books [/URL] <a href='http://www.rpms90.org/books'> books </a> [URL=http://www.rpms90.org/telecom] telecom [/URL] <a href='http://www.rpms90.org/telecom'> telecom </a> [URL=http://www.rpms90.org/enciclopedia] enciclopedia [/URL] <a href='http://www.rpms90.org/enciclopedia '> enciclopedia </a> [URL=http://www.rpms90.org/cuore] cuore [/URL] <a href='http://www.rpms90.org/cuore'> cuore </a> [URL=http://www.rpms90.org/torta] torta [/URL] <a href='http://www.rpms90.org/torta'> torta </a> [URL=http://www.rpms90.org/called] called [/URL] <a href='http://www.rpms90.org/called'> called </a> [URL=http://www.rpms90.org/marcello] marcello [/URL] <a href='http://www.rpms90.org/marcello'> marcello </a> [URL=http://www.rpms90.org/ricostruzione ] ricostruzione [/URL] <a href='http://www.rpms90.org/ricostruzion e'> ricostruzione </a>
Date: Wed 04/11/07 11:23AM
From: David Bell

Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 4:32PM
From: Janni

Message: [URL=http://www.rpms90.org/training] training [/URL] <a href='http://www.rpms90.org/training'> training </a> [URL=http://www.rpms90.org/feet] feet [/URL] <a href='http://www.rpms90.org/feet'> feet </a> [URL=http://www.rpms90.org/dolls] dolls [/URL] <a href='http://www.rpms90.org/dolls'> dolls </a> [URL=http://www.rpms90.org/porte] porte [/URL] <a href='http://www.rpms90.org/porte'> porte </a> [URL=http://www.rpms90.org/periodo] periodo [/URL] <a href='http://www.rpms90.org/periodo'> periodo </a> [URL=http://www.rpms90.org/effetto] effetto [/URL] <a href='http://www.rpms90.org/effetto'> effetto </a> [URL=http://www.rpms90.org/roberta] roberta [/URL] <a href='http://www.rpms90.org/roberta'> roberta </a> [URL=http://www.rpms90.org/olbia] olbia [/URL] <a href='http://www.rpms90.org/olbia'> olbia </a> [URL=http://www.rpms90.org/blocco] blocco [/URL] <a href='http://www.rpms90.org/blocco'> blocco </a> [URL=http://www.rpms90.org/bike] bike [/URL] <a href='http://www.rpms90.org/bike'> bike </a> [URL=http://www.rpms90.org/sede] sede [/URL] <a href='http://www.rpms90.org/sede'> sede </a> [URL=http://www.rpms90.org/michael] michael [/URL] <a href='http://www.rpms90.org/michael'> michael </a> [URL=http://www.rpms90.org/istat] istat [/URL] <a href='http://www.rpms90.org/istat'> istat </a> [URL=http://www.rpms90.org/a**egno] a**egno [/URL] <a href='http://www.rpms90.org/a**egno'> a**egno </a> [URL=http://www.rpms90.org/sostegno] sostegno [/URL] <a href='http://www.rpms90.org/sostegno'> sostegno </a> [URL=http://www.rpms90.org/modellismo] modellismo [/URL] <a href='http://www.rpms90.org/modellismo'> modellismo </a> [URL=http://www.rpms90.org/rights] rights [/URL] <a href='http://www.rpms90.org/rights'> rights </a> [URL=http://www.rpms90.org/carmen] carmen [/URL] <a href='http://www.rpms90.org/carmen'> carmen </a> [URL=http://www.rpms90.org/mouse] mouse [/URL] <a href='http://www.rpms90.org/mouse'> mouse </a> [URL=http://www.rpms90.org/angelica-bell a] angelica bella [/URL] <a href='http://www.rpms90.org/angelica-bel la'> angelica bella </a> [URL=http://www.rpms90.org/virtual] virtual [/URL] <a href='http://www.rpms90.org/virtual'> virtual </a> [URL=http://www.rpms90.org/campione] campione [/URL] <a href='http://www.rpms90.org/campione'> campione </a> [URL=http://www.rpms90.org/seno] seno [/URL] <a href='http://www.rpms90.org/seno'> seno </a> [URL=http://www.rpms90.org/raffaello] raffaello [/URL] <a href='http://www.rpms90.org/raffaello'> raffaello </a> [URL=http://www.rpms90.org/2007] 2007 [/URL] <a href='http://www.rpms90.org/2007'> 2007 </a>
Date: Wed 04/11/07 4:38PM
From: David Bell

Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 10:52PM
From: John

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Date: Thu 04/12/07 5:15AM
From: Diana

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Date: Thu 04/12/07 10:05AM
From: Uh-Oh

Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market.
Date: Thu 04/12/07 11:40AM
From: George

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Date: Thu 04/12/07 6:12PM
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Date: Thu 04/12/07 6:44PM
From: BJ Billy

Message: Where do I start talking about this horrible company??? Well lets talk about how they rip you off when they offer you the offer letter. If you ever read the offer letter they mail you should notice that you are paid $2k for the first two months, $1500 the next month, and then they rip your legs off again by paying $1400 a month on while the idiotic Branch manager makes 5k a month. When you try to go to your TM or BM they are worthless pieces of crap who say they will answer your question in a minute, but they will never get back to you...cause they do not know the answer. The turnover rate is higher than mcdonalds with at least 4 people quitting per day. Every appraisal that gets done by landsafe is most likely going to appraise lower than the market value, so that the can charge the higher rate due to LTV. Our BM is named Tim Welch and is the dumbest person you will come across in your life. He is afraid to talk to the customers and will give you a script on what to say to the customers. When he second voices loans he tends to studder and the customer will start laughing. My ex-RVP is named Mark Jasper and he is equally dumb as Tim Welch. First of all he hara**es the females that work there which is not respectful at all. Then he sends threating emails saying that if you dont get any loans locked he was going to fire you. What a complete a**hole. The whole company is a complete fraud and those management a**holes should be fired and homeless. I am almost forgot that Mark got demoted to BM. How do you like your job now b****?
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Date: Fri 04/13/07 5:48AM
From: Scott sucks sack

Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 7:08AM
From: Regginald

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Date: Fri 04/13/07 7:34AM
From: Regginald sucks Peter

Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 1:14PM
From: Keira

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Date: Fri 04/13/07 3:48PM
From: HRB

Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Fri 04/13/07 4:23PM
From: Byerlon

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Date: Fri 04/13/07 6:45PM
From: John

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Date: Fri 04/13/07 6:53PM
From: Nadine

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Date: Fri 04/13/07 7:12PM
From: George the transvestite Nadine

Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Sat 04/14/07 12:32AM
From: Sofi

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Date: Sat 04/14/07 6:14AM
From: Sofi

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Date: Sat 04/14/07 10:26AM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip

Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 11:51AM
From: Frederick

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Date: Sat 04/14/07 12:32PM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip

Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 5:30PM
From: Beast

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Date: Sat 04/14/07 11:06PM
From: Jan

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Date: Sun 04/15/07 4:47AM
From: Jarre

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Date: Sun 04/15/07 10:25AM
From: Jamelia

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Date: Sun 04/15/07 3:57PM
From: Beast

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Date: Sun 04/15/07 9:29PM
From: Hopper

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