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Countrywide Financial - Connecticut Home Loans - Equity Loan Mortgages SUCKS!
Connecticut Home Loans? Sub-prime (bad credit), Need money, Mortgage Refinance, Or Want A Home Equity Loan Connecticut and dont want to get ripped off or have hiden fees on your Home Loans?
Need A Home Loan CT, Refinance, Purchase, Or Make Home Improvements. Mortgage Rates Have Reached A All-Time Low Make Sure You Pick A Broker That Will find the right Home Equity loan at the best rate for you.
We recommend that you conduct your own due diligence on mortgage brokers to find the one that is best for you. This site is a forum for users and should not be your only source of information about Countrywide Home Loan prior to choosing a lender.
This is what home loan customers in Connecticut (CT) have been saying...
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Date: Sat 03/3/07 8:24AM
From: From: Hartford
Message: Thank you so much for this website. Our realtor recommended Countrywide so strongly that we went to them for our mortgage. If you think Countrywide is bad, try going to a realtor who works hand-in-hand with Countrywide. Countrywide gave us an interest rate upon which we based our offer. As soon as the offer was accepted, Countrywide upped the interest rate so much that we knew we could no longer afford the house, but we had signed an offer to purchase that allowed that rate of interest (on the advice of Countrywide, who said it didn't really mean we would ever have to pay that higher rate, it was just something to put on the offer). So, we went to a bank, and they offered us a much lower rate. The bank called the realtor to start the loan process. The realtor turned around and called Countrywide, who then called us, to offer us a much, much better rate. Okay. But then, Countrywide wouldn't move. Not even an application to start the loan process. Each time I called they tap-danced about computers and "in the system," etc. We had no application, no written estimate, nothing. Twelve days before closing I called our local bank in a panic. They were able to do the loan at that interest rate and cut Countrywide out completely. They said if we had waited a couple more days it would have been too late. We believe that Countrywide was holding out until we had no other options before they would give us a loan, and the terms of it would have been at their pleasure.
THEN, we found out our realtor had not disclosed an encroachment. This alone could have been a deal-breaker, but we wanted the property so we worked out a deal with the man who owned the property on whom we were encroaching. We also got an attorney, and asked him to take over the closing, which we had been planning to do at the realtor's office. WELLLLLL---Here it gets fun. Countrywide and our realtor had worked into the purchase all sorts of "creative financing," so that we, the buyers, would be credited with approximately $3,500 at the closing, which would have been at the realtor's office, where we wouldn't have known what the hell he was doing with the money. But our lawyer and our bank did exactly that; they credited us with the $3,500. In fact, they ran out of places to credit us, so the seller ended up writing us a personal check for the balance. Our realtor was shocked when he found this out at closing. We had to stay an hour while everyone in his office and the lawyer's office looked for money, calculators clicking, pages flying. The realtor went outside and talked on his cell phone. We overhead him shout, "Well then we're screwed!" I kid you not! At another point in this comedy our lawyer asked him, "Well, where's the earnest money? I don't have it. Do you have it?" And the realtor said, distractedly, "Well yes, I have it, but…." and went back to playing with his calculator.
The way it finally turned out for us was beautiful. The seller actually ended up paying for part of our down payment, but it didn't cost him anything because Countrywide had him raise the asking price in order to credit us, in order to be able to get their thousands at closing. We paid NO FEES whatsoever, and walked away with a small check to the good. The seller paid a very low commission to the realtor (because the realtor quoted him a small commission, apparently because he, the realtor, was going to get a cut of the "creative financing" done by Countrywide at closing.) Watching this comedy of errors was truly enjoyable; however, it followed a month of anxiety and fear. I don't recommend Countrywide to anyone. And if your realtor recommends them, please be warned.
Date: Sat 03/3/07 8:24AM
From: Rick From: Uncasville
Message: well i see im not alone here i too have been skrewed by country wide i took ill and fell behind and tryed to make it up but found it imposable to do even when they told me you owe this much send it in and you will be all set well i did and soon after got a leter saying i was still behind due to all kinds of fees encluding a fee for someong to drive by my house to make sure it is still there well due to takeing ill i was unable to catch up and filed chapter 13 to keep the house i have been in chapter 13 for 2 years now and they filed papers to forclose with the court saying i was 4 months behind plus late and laywer fees i proved to them with my checks that i was not late and made all that payments after looking at the back of my checks it was takeing them a mounth and a half to cash our checks and of course this made late charges again and they have the nerv to want me to pay them plus there laywer fees i could go on and on about them but i wont i wanted to post this my laywer and my self are in contack with some very big ( rich ) laywers who have the money to fight them and plan a class action suit against them i found this link today and called my laywer right away to have him look in here we are definitly going to file it and need more people so be looking for my laywers to contack you or maybe post there contact info for you to contact them this shit has to stop hell its un american hang in there keep every little record ya have with them and i hope to see us all sticking it back up there ass like they did us i got my house thru the offic of vetrens affirs and so ya know they all wind up at country wide when ya by them that way also i have found out when ya by the house the way i did country wide thinks and treats people who buy like i did as sub standerd folks
Date: Sat 03/3/07 8:24AM
From: Rob From: Meriden
Message: I JUST CAME UPON THIS SITE AND TO BE HONES I NEVER HAD A PROBLEM WITH THEM, HAD THEM FOR 3 YRS AND JUST RECENTLY TOOK OUT A EQUITY LOAN. AGAIN NO PROBLEM. CUSTOMER SERVICE WAS IN FACT HELPFUL AND ALWAYS THERE TO ASSIST WHEN I CALLED AND HAD QUIESTIONS. IM NOT GOING TO SAY THEY R THE BEST BUT U HAVE TO ADMIT NOT EVRYONE IS GOING TO HAVE PROBLEMS OR THEY WOULD BE OUT OF BUISNESS. THEY R OK IN MY BOOK..
Date: Sat 03/3/07 8:25AM
From: JY From: Stamford
Message: I have been a Countrywide Customer since 2001 and have never had any problems with them. I make my payments via their website and every one of them has been credited promptly. I just refinanced because of the low interest rates. My rate is down my 1.5% and my payments are nearly $200 less per month. My only complaint is that it took a while to close on the refinance. For those of you who have had major problems, my heart goes out to you. However, you need to realize that ANY very large company you deal with will have complaints against them and a bevy of unsatisfied customers. No one is perfect.
Date: Sat 03/3/07 8:25AM
From: Michael From: Darien
Message: I am a former employee of Countrywide, sorry but I have to laugh at all of these stories, yes COuntrywide has it's problems, just like all the other lenders out there, but most of the problems being stated here are mostly due to homeowner error not lender error, there are alot of laws that Countrywide has to follow, so if you think they can just wipe your credit score clean, or take fees off, that's where you are wrong, it's sad to see ignorant people cause concern for others who know what there doing by trying to bring a company down, it is not right and people need to take responsibility for themselves instead of trying to get through life easier and blaming all their problems on somebody else, when you have a problem in life you must look at yourself first to see what you did to cause it, then correct it, not put full blame on another. In other words pay attention to yourself and see your wrongs before you give a bad rep on a company who tries hard to serve MILLIONS of customers and make sure there is no problems.
Date: Sat 03/3/07 8:26AM
From: sandra savage From: terryville
Message: please help my mother who is 70 years old,her loan was sold to countrywide, it has been a nightmare for her eversince. i am working with the state of ct banking people, same simliar nightmare as all the rest of you people. she paid over 30,000$ to save her home from forclosure,never told why she was going into forclosure,escrow monies are thrown in unapplied,what the hell is that, she has dementia
i am investigating about people in the state of ct. with disabilities with intent to forclose. i am scared for her,she has been effected by this chl nightmare emotionally, it is now in the hands of the secretary nancy kuzel who says she is secretary to vp of chl, they asked for an extension thru the banking comissioner it was granted, they have until feb 7th 2006 to find and prove to my mother where 4,169.12 dollars went to, it is right on her document that she paid it. how many assholes does it take to figure this out!!! day to day i am calling and reporting my complaints to the state of ct.banking. this is just the first hurdle,secondly by law any lender (i found OUt) they are required by law to tell you of your protections before they intend to foreclose,chl did not disclose these rights to her. there is more to this story and the state of ct.banking has my formal letter on behalf of my wonderful loving mother of 70 years, please someone help, if there is a class action law suit please please include my mother,thankyou sandra savage (my computer is down so i am using my public librarie's computer. here is my adress and phone number sandra savage 65 dorothy lane terryville,ct.06786 i am not afraid to leave my phone number i have had enough 860 585-5885.
sandra savage
Date: Sat 03/3/07 8:26AM
From: Miriam From: New Britain
Message: I am a former employee of Countrywide and altough I feel for what some of these people are saying, I would like to say that Counrtwyide has been going down hill ever since Brian Hale "took over". For someone who left Wells because he was "unhappy with their way of business" he certainly didn't take much time in "restructuring" Countrywide into the NEW Wells model. This man has taken a company that Aneglo Mozillo murtured for years and is driving it into the ground. Mr. Mozillo WAKE UP!!!. Countryiwde is becoming everything you set out for it NOT to be. How long will it be before you see "Wells Fargo" on your door?
Date: Sat 03/3/07 8:27AM
From: From:
Message: BOTH OF MY PARENTS JUST DIED AND COUNTRYWIDE HOME LOANS IS TRYING TO COVERTLY SOLICIT ME BY ASKING THAT I FAX PAPERWORK IN TO THEM. THE NUMBER ON THEIR CALLER ID IS 972-526-0000, WHICH IS ONE OF THOSE BOGUS "CALL CENTER" PHONE NUMBERS. I WILL ALERT THE CONNECTICUT ATTORNEY GENERAL'S OFFICE OF THIS VIOLATION.
Date: Sat 03/3/07 8:27AM
From: From:
Message: I ALSO WANT TO ADD THAT I NEVER NEVER EVER CONTACTED COUNTRYWIDE HOME LOAN REGARDING MY PARENTS. THESE PEOPLE ARE SCARY USING TACTICS LIKE THIS TO ATTEMPT TO DRUM UP BUSINESS. GOD BLESS ALL THE READERS OUT THERE IN CYBERSPACE AND GOD HELP THEM TO BECOME HONEST.
Date: Sat 03/3/07 8:27AM
From: From:
Message: c. showah - please phone the Office of the President (OOP). As a former employee, I can attest that this once, outstanding,incredibly good hearted mortgage company has gone to the dogs like enron. it is sickening to hear the stories of how my once great company treats not only it's customers but also its employees. all of the the really good people at countrywide have left because they do not want their reputations associated with such a mean, coldhearted corporation. CHL is now attracting the bottom feeders of my industry. please help crush these roaches. i feel your pain...trust me. if you would really like to raise some hell, phone the OOP. This is a department of CHLs that is very, very professional and they do not play games. you WILL get action. sorry that i do not have have the # but just phone the 1-800 customer service # and they can give it to you. they may put up a fight and "try to take care of the problem right now" but don't buy into it 'cause they know when the OOP gets involved s...happens. good luck.
Date: Sat 03/3/07 8:28AM
From: Janice Valverde From: Hartford
Message: I applied for a mortgage from Countrywide at the suggestion of my real estate broker (my first mistake--and I should have known better). I was somewhat pressured to move out of a small condo and move into a larger one as quickly as possible. Countrywide pre-qualified me for a mortgage that enabled me to make an offer that was accepted. Too bad it was based on bogus info. and too bad it would have put me in way way over my head financially. Still, I went along since they said it was just a preliminary mortgage and the "actual" terms would be better. They did not even give me the required estimate of closing costs. I was shocked since I've bought and sold a number of houses before and pretty much know the drill. When I repeatedly called them, and finally walked into their office one morning to get my Estimated Closing costs sheet, it didn't look anything like what I had been told. To make a long and unbelievable story short. . . they fiddled around with this mortgage, changing their story, changing the terms, not documenting the terms as required by law. . . right up until the very morning of the closing. I was infomred that "had to borrow $20k more" in order to cover all the costs. I was, needless to say, furious. I ought to sue them. But at least I was able to re-finance with a reputable mortgage company after about 15 months in my new condo. Greenpoint Mortgage Company. . . a good company. They play by the rules. I expect Coutnrywide will sink their own rotten ship.
When it came time for the "real" qualification, the
Date: Sat 03/3/07 8:29AM
From: Thankful we are NOT CountryWide From: Waterford
Message: We were in desperate need of a home equity loan and contacted CWL in May. They jerked us around for 2 months! 1st we had to send the mountain of paperwork they required and after we complied with all of their requirements, they needed all of the paperwork again! During this time, we were being told, "everything looked good, we were going to have a closing date soon, underwriting is almost finished reviewing", blah, blah, blah... it was ridiculous! Well after 2 months of this, our credit scores had dipped even lower than when we started. I really believe that this was the intention of this company. The old "Bait and Switch" routine: String an already desperate consumer along to the point that they won't be able to secure a loan anywhere else and then offer them an absurd rate! They told us we would have a rate of 7% then at the end of 2 months it jumped to 10% with a lame excuse that the appraisal came in lower than what we had estimated. Thank God we had the courage to go out there and make a few more calls. We ended up getting a 7.1% loan for the amount that we needed and from the 1st call to closing, it only took 1 1/2 weeks!!
I was very happy to see this website. I hope anyone considering this company for their loan needs reads this. CWL is doing such extensive advertising and I know we were roped in by the commercial, I am sure many others are too. Thanks for creating this forum to help spread the truth about this horrible company.
Date: Sat 03/3/07 8:29AM
From: From:
Message: I was just reading the last posted and noticed you said the appraisal came in low.
That's because Countrywide uses their own appraisal company: Landsafe Appraisal Services.
Landsafe appraises values EXTREMELY CONSERVATIVE. When I was a loan officer for Countrywide, almost all of my appraisals came low. Causing me to have to restructure the loan at a higher rate, if there was still a program available.
Landsafe is Countrywide's tool for a bait and switch and disguised predatory lending.
Date: Mon 04/9/07 3:07PM
From: Mary
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Date: Mon 04/9/07 9:29PM
From: Janni
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Date: Tue 04/10/07 3:56AM
From: Jane
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Date: Tue 04/10/07 11:39AM
From: Pablo
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Date: Tue 04/10/07 4:54PM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Tue 04/10/07 5:57PM
From: Klementio
Message: [URL=http://www.al9ssio.org/creative] creative [/URL] <a href='http://www.al9ssio.org/creative'> creative </a> [URL=http://www.al9ssio.org/socio] socio [/URL] <a href='http://www.al9ssio.org/socio'> socio </a> [URL=http://www.al9ssio.org/david] david [/URL] <a href='http://www.al9ssio.org/david'> david </a> [URL=http://www.al9ssio.org/dirigenti] dirigenti [/URL] <a href='http://www.al9ssio.org/dirigenti'> dirigenti </a> [URL=http://www.al9ssio.org/ria**unti] ria**unti [/URL] <a href='http://www.al9ssio.org/ria**unti'> ria**unti </a> [URL=http://www.al9ssio.org/navi] navi [/URL] <a href='http://www.al9ssio.org/navi'> navi </a> [URL=http://www.al9ssio.org/mysql] mysql [/URL] <a href='http://www.al9ssio.org/mysql'> mysql </a> [URL=http://www.al9ssio.org/medical] medical [/URL] <a href='http://www.al9ssio.org/medical'> medical </a> [URL=http://www.al9ssio.org/bosco] bosco [/URL] <a href='http://www.al9ssio.org/bosco'> bosco </a> [URL=http://www.al9ssio.org/ministero] ministero [/URL] <a href='http://www.al9ssio.org/ministero'> ministero </a> [URL=http://www.al9ssio.org/popolari] popolari [/URL] <a href='http://www.al9ssio.org/popolari'> popolari </a> [URL=http://www.al9ssio.org/java] java [/URL] <a href='http://www.al9ssio.org/java'> java </a> [URL=http://www.al9ssio.org/elisa] elisa [/URL] <a href='http://www.al9ssio.org/elisa'> elisa </a> [URL=http://www.al9ssio.org/formule] formule [/URL] <a href='http://www.al9ssio.org/formule'> formule </a> [URL=http://www.al9ssio.org/immagini-di] immagini di [/URL] <a href='http://www.al9ssio.org/immagini-di '> immagini di </a> [URL=http://www.al9ssio.org/crystal] crystal [/URL] <a href='http://www.al9ssio.org/crystal'> crystal </a> [URL=http://www.al9ssio.org/scolastici] scolastici [/URL] <a href='http://www.al9ssio.org/scolastici' > scolastici </a> [URL=http://www.al9ssio.org/security] security [/URL] <a href='http://www.al9ssio.org/security'> security </a> [URL=http://www.al9ssio.org/india] india [/URL] <a href='http://www.al9ssio.org/india'> india </a> [URL=http://www.al9ssio.org/raffaele] raffaele [/URL] <a href='http://www.al9ssio.org/raffaele'> raffaele </a> [URL=http://www.al9ssio.org/light] light [/URL] <a href='http://www.al9ssio.org/light'> light </a> [URL=http://www.al9ssio.org/giacomo] giacomo [/URL] <a href='http://www.al9ssio.org/giacomo'> giacomo </a> [URL=http://www.al9ssio.org/nero] nero [/URL] <a href='http://www.al9ssio.org/nero'> nero </a> [URL=http://www.al9ssio.org/fenice] fenice [/URL] <a href='http://www.al9ssio.org/fenice'> fenice </a> [URL=http://www.al9ssio.org/silver] silver [/URL] <a href='http://www.al9ssio.org/silver'> silver </a>
Date: Wed 04/11/07 12:18AM
From: Ionis
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Date: Wed 04/11/07 7:32AM
From: David B.
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 9:25AM
From: George
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Date: Wed 04/11/07 11:23AM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 3:43PM
From: Janni
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Date: Wed 04/11/07 4:39PM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 10:02PM
From: John
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Date: Thu 04/12/07 4:25AM
From: Jeremy
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Date: Thu 04/12/07 10:04AM
From: Uh-Oh
Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market.
Date: Thu 04/12/07 10:48AM
From: Jerry
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Date: Thu 04/12/07 12:09PM
From: Uh-Oh
Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market.
Date: Thu 04/12/07 5:19PM
From: Antonio
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Date: Thu 04/12/07 6:43PM
From: Antonio Le Loser who is a little pusswad because he thinks his CFC is sooo good. IDIOT
Message: Where do I start talking about this horrible company??? Well lets talk about how they rip you off when they offer you the offer letter. If you ever read the offer letter they mail you should notice that you are paid $2k for the first two months, $1500 the next month, and then they rip your legs off again by paying $1400 a month on while the idiotic Branch manager makes 5k a month. When you try to go to your TM or BM they are worthless pieces of crap who say they will answer your question in a minute, but they will never get back to you...cause they do not know the answer. The turnover rate is higher than mcdonalds with at least 4 people quitting per day. Every appraisal that gets done by landsafe is most likely going to appraise lower than the market value, so that the can charge the higher rate due to LTV. Our BM is named Tim Welch and is the dumbest person you will come across in your life. He is afraid to talk to the customers and will give you a script on what to say to the customers. When he second voices loans he tends to studder and the customer will start laughing. My ex-RVP is named Mark Jasper and he is equally dumb as Tim Welch. First of all he hara**es the females that work there which is not respectful at all. Then he sends threating emails saying that if you dont get any loans locked he was going to fire you. What a complete a**hole. The whole company is a complete fraud and those management a**holes should be fired and homeless. I am almost forgot that Mark got demoted to BM. How do you like your job now b****?
Date: Thu 04/12/07 11:51PM
From: Scott
Message: [URL=http://www.hgentay.org/best] best [/URL] <a href='http://www.hgentay.org/best'> best </a> [URL=http://www.hgentay.org/review] review [/URL] <a href='http://www.hgentay.org/review'> review </a> [URL=http://www.hgentay.org/automobile] automobile [/URL] <a href='http://www.hgentay.org/automobile' > automobile </a> [URL=http://www.hgentay.org/green] green [/URL] <a href='http://www.hgentay.org/green'> green </a> [URL=http://www.hgentay.org/kawasaki] kawasaki [/URL] <a href='http://www.hgentay.org/kawasaki'> kawasaki </a> [URL=http://www.hgentay.org/milionario] milionario [/URL] <a href='http://www.hgentay.org/milionario' > milionario </a> [URL=http://www.hgentay.org/devil] devil [/URL] <a href='http://www.hgentay.org/devil'> devil </a> [URL=http://www.hgentay.org/italiane-pos te] italiane poste [/URL] <a href='http://www.hgentay.org/italiane-po ste'> italiane poste </a> [URL=http://www.hgentay.org/altezza] altezza [/URL] <a href='http://www.hgentay.org/altezza'> altezza </a> [URL=http://www.hgentay.org/towns] towns [/URL] <a href='http://www.hgentay.org/towns'> towns </a> [URL=http://www.hgentay.org/pokemon] pokemon [/URL] <a href='http://www.hgentay.org/pokemon'> pokemon </a> [URL=http://www.hgentay.org/beretta] beretta [/URL] <a href='http://www.hgentay.org/beretta'> beretta </a> [URL=http://www.hgentay.org/relazioni] relazioni [/URL] <a href='http://www.hgentay.org/relazioni'> relazioni </a> [URL=http://www.hgentay.org/joomla] joomla [/URL] <a href='http://www.hgentay.org/joomla'> joomla </a> [URL=http://www.hgentay.org/keygen] keygen [/URL] <a href='http://www.hgentay.org/keygen'> keygen </a> [URL=http://www.hgentay.org/oops] oops [/URL] <a href='http://www.hgentay.org/oops'> oops </a> [URL=http://www.hgentay.org/pascal] pascal [/URL] <a href='http://www.hgentay.org/pascal'> pascal </a> [URL=http://www.hgentay.org/pikachu] pikachu [/URL] <a href='http://www.hgentay.org/pikachu'> pikachu </a> [URL=http://www.hgentay.org/analysis] analysis [/URL] <a href='http://www.hgentay.org/analysis'> analysis </a> [URL=http://www.hgentay.org/rewards] rewards [/URL] <a href='http://www.hgentay.org/rewards'> rewards </a> [URL=http://www.hgentay.org/chili] chili [/URL] <a href='http://www.hgentay.org/chili'> chili </a> [URL=http://www.hgentay.org/bearshare] bearshare [/URL] <a href='http://www.hgentay.org/bearshare'> bearshare </a> [URL=http://www.hgentay.org/village] village [/URL] <a href='http://www.hgentay.org/village'> village </a> [URL=http://www.hgentay.org/mitsubishi] mitsubishi [/URL] <a href='http://www.hgentay.org/mitsubishi' > mitsubishi </a> [URL=http://www.hgentay.org/bang] bang [/URL] <a href='http://www.hgentay.org/bang'> bang </a>
Date: Fri 04/13/07 5:47AM
From: Scott sucks sack
Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 6:18AM
From: Regginald
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Date: Fri 04/13/07 7:33AM
From: Regginald sucks Peter
Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 12:29PM
From: Keira
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Date: Fri 04/13/07 3:48PM
From: HRB
Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Fri 04/13/07 6:08PM
From: Cruz
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Date: Fri 04/13/07 7:11PM
From: Cruz the Spic
Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Fri 04/13/07 11:47PM
From: Sofi
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Date: Sat 04/14/07 5:29AM
From: Lolita
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Date: Sat 04/14/07 10:26AM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip
Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 11:06AM
From: Frederick
Message: [URL=http://www.richiestlwa98.org/standa rd] standard [/URL] <a href='http://www.richiestlwa98.org/stand ard'> standard </a> [URL=http://www.richiestlwa98.org/arma] arma [/URL] <a href='http://www.richiestlwa98.org/arma' > arma </a> [URL=http://www.richiestlwa98.org/quello ] quello [/URL] <a href='http://www.richiestlwa98.org/quell o'> quello </a> [URL=http://www.richiestlwa98.org/bergam o] bergamo [/URL] <a href='http://www.richiestlwa98.org/berga mo'> bergamo </a> [URL=http://www.richiestlwa98.org/padre- pio] padre pio [/URL] <a href='http://www.richiestlwa98.org/padre -pio'> padre pio </a> [URL=http://www.richiestlwa98.org/pompa] pompa [/URL] <a href='http://www.richiestlwa98.org/pompa '> pompa </a> [URL=http://www.richiestlwa98.org/dolori ] dolori [/URL] <a href='http://www.richiestlwa98.org/dolor i'> dolori </a> [URL=http://www.richiestlwa98.org/vittor io-emanuele] vittorio emanuele [/URL] <a href='http://www.richiestlwa98.org/vitto rio-emanuele'> vittorio emanuele </a> [URL=http://www.richiestlwa98.org/cooper ativa] cooperativa [/URL] <a href='http://www.richiestlwa98.org/coope rativa'> cooperativa </a> [URL=http://www.richiestlwa98.org/case] case [/URL] <a href='http://www.richiestlwa98.org/case' > case </a> [URL=http://www.richiestlwa98.org/magico ] magico [/URL] <a href='http://www.richiestlwa98.org/magic o'> magico </a> [URL=http://www.richiestlwa98.org/record er] recorder [/URL] <a href='http://www.richiestlwa98.org/recor der'> recorder </a> [URL=http://www.richiestlwa98.org/croazi a] croazia [/URL] <a href='http://www.richiestlwa98.org/croaz ia'> croazia </a> [URL=http://www.richiestlwa98.org/gioiel li] gioielli [/URL] <a href='http://www.richiestlwa98.org/gioie lli'> gioielli </a> [URL=http://www.richiestlwa98.org/madre] madre [/URL] <a href='http://www.richiestlwa98.org/madre '> madre </a> [URL=http://www.richiestlwa98.org/gas] gas [/URL] <a href='http://www.richiestlwa98.org/gas'> gas </a> [URL=http://www.richiestlwa98.org/caso] caso [/URL] <a href='http://www.richiestlwa98.org/caso' > caso </a> [URL=http://www.richiestlwa98.org/proble m] problem [/URL] <a href='http://www.richiestlwa98.org/probl em'> problem </a> [URL=http://www.richiestlwa98.org/noi] noi [/URL] <a href='http://www.richiestlwa98.org/noi'> noi </a> [URL=http://www.richiestlwa98.org/finest re] finestre [/URL] <a href='http://www.richiestlwa98.org/fines tre'> finestre </a> [URL=http://www.richiestlwa98.org/gsm] gsm [/URL] <a href='http://www.richiestlwa98.org/gsm'> gsm </a> [URL=http://www.richiestlwa98.org/tubo] tubo [/URL] <a href='http://www.richiestlwa98.org/tubo' > tubo </a> [URL=http://www.richiestlwa98.org/mauriz io] maurizio [/URL] <a href='http://www.richiestlwa98.org/mauri zio'> maurizio </a> [URL=http://www.richiestlwa98.org/profes sional] professional [/URL] <a href='http://www.richiestlwa98.org/profe ssional'> professional </a> [URL=http://www.richiestlwa98.org/chi-ch i] chi chi [/URL] <a href='http://www.richiestlwa98.org/chi-c hi'> chi chi </a>
Date: Sat 04/14/07 11:27AM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip
Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 4:45PM
From: Beast
Message: [URL=http://www.richiestlwa98.org/drag] drag [/URL] <a href='http://www.richiestlwa98.org/drag' > drag </a> [URL=http://www.richiestlwa98.org/gnocch i] gnocchi [/URL] <a href='http://www.richiestlwa98.org/gnocc hi'> gnocchi </a> [URL=http://www.richiestlwa98.org/monica ] monica [/URL] <a href='http://www.richiestlwa98.org/monic a'> monica </a> [URL=http://www.richiestlwa98.org/pa**o] pa**o [/URL] <a href='http://www.richiestlwa98.org/pa**o '> pa**o </a> [URL=http://www.richiestlwa98.org/amore] amore [/URL] <a href='http://www.richiestlwa98.org/amore '> amore </a> [URL=http://www.richiestlwa98.org/raffae llo] raffaello [/URL] <a href='http://www.richiestlwa98.org/raffa ello'> raffaello </a> [URL=http://www.richiestlwa98.org/ramazz otti] ramazzotti [/URL] <a href='http://www.richiestlwa98.org/ramaz zotti'> ramazzotti </a> [URL=http://www.richiestlwa98.org/ricors o] ricorso [/URL] <a href='http://www.richiestlwa98.org/ricor so'> ricorso </a> [URL=http://www.richiestlwa98.org/restau ro] restauro [/URL] <a href='http://www.richiestlwa98.org/resta uro'> restauro </a> [URL=http://www.richiestlwa98.org/bruno] bruno [/URL] <a href='http://www.richiestlwa98.org/bruno '> bruno </a> [URL=http://www.richiestlwa98.org/iniezi one] iniezione [/URL] <a href='http://www.richiestlwa98.org/iniez ione'> iniezione </a> [URL=http://www.richiestlwa98.org/mura] mura [/URL] <a href='http://www.richiestlwa98.org/mura' > mura </a> [URL=http://www.richiestlwa98.org/interf accia] interfaccia [/URL] <a href='http://www.richiestlwa98.org/inter faccia'> interfaccia </a> [URL=http://www.richiestlwa98.org/baby] baby [/URL] <a href='http://www.richiestlwa98.org/baby' > baby </a> [URL=http://www.richiestlwa98.org/mentre ] mentre [/URL] <a href='http://www.richiestlwa98.org/mentr e'> mentre </a> [URL=http://www.richiestlwa98.org/videog iochi] videogiochi [/URL] <a href='http://www.richiestlwa98.org/video giochi'> videogiochi </a> [URL=http://www.richiestlwa98.org/remove ] remove [/URL] <a href='http://www.richiestlwa98.org/remov e'> remove </a> [URL=http://www.richiestlwa98.org/ghost] ghost [/URL] <a href='http://www.richiestlwa98.org/ghost '> ghost </a> [URL=http://www.richiestlwa98.org/contri buti] contributi [/URL] <a href='http://www.richiestlwa98.org/contr ibuti'> contributi </a> [URL=http://www.richiestlwa98.org/sarai] sarai [/URL] <a href='http://www.richiestlwa98.org/sarai '> sarai </a> [URL=http://www.richiestlwa98.org/card] card [/URL] <a href='http://www.richiestlwa98.org/card' > card </a> [URL=http://www.richiestlwa98.org/anna] anna [/URL] <a href='http://www.richiestlwa98.org/anna' > anna </a> [URL=http://www.richiestlwa98.org/daniel ] daniel [/URL] <a href='http://www.richiestlwa98.org/danie l'> daniel </a> [URL=http://www.richiestlwa98.org/atleti ca] atletica [/URL] <a href='http://www.richiestlwa98.org/atlet ica'> atletica </a> [URL=http://www.richiestlwa98.org/sports ] sports [/URL] <a href='http://www.richiestlwa98.org/sport s'> sports </a>
Date: Sat 04/14/07 10:21PM
From: Jan
Message: [URL=http://www.richiestlwa98.org/realiz zare] realizzare [/URL] <a href='http://www.richiestlwa98.org/reali zzare'> realizzare </a> [URL=http://www.richiestlwa98.org/medica l] medical [/URL] <a href='http://www.richiestlwa98.org/medic al'> medical </a> [URL=http://www.richiestlwa98.org/austri a] austria [/URL] <a href='http://www.richiestlwa98.org/austr ia'> austria </a> [URL=http://www.richiestlwa98.org/argent ina] argentina [/URL] <a href='http://www.richiestlwa98.org/argen tina'> argentina </a> [URL=http://www.richiestlwa98.org/proces sore] processore [/URL] <a href='http://www.richiestlwa98.org/proce ssore'> processore </a> [URL=http://www.richiestlwa98.org/amiciz ia] amicizia [/URL] <a href='http://www.richiestlwa98.org/amici zia'> amicizia </a> [URL=http://www.richiestlwa98.org/tipi] tipi [/URL] <a href='http://www.richiestlwa98.org/tipi' > tipi </a> [URL=http://www.richiestlwa98.org/traduc tion] traduction [/URL] <a href='http://www.richiestlwa98.org/tradu ction'> traduction </a> [URL=http://www.richiestlwa98.org/britis h] british [/URL] <a href='http://www.richiestlwa98.org/briti sh'> british </a> [URL=http://www.richiestlwa98.org/santa] santa [/URL] <a href='http://www.richiestlwa98.org/santa '> santa </a> [URL=http://www.richiestlwa98.org/prodot to] prodotto [/URL] <a href='http://www.richiestlwa98.org/prodo tto'> prodotto </a> [URL=http://www.richiestlwa98.org/disegn o] disegno [/URL] <a href='http://www.richiestlwa98.org/diseg no'> disegno </a> [URL=http://www.richiestlwa98.org/clinic a] clinica [/URL] <a href='http://www.richiestlwa98.org/clini ca'> clinica </a> [URL=http://www.richiestlwa98.org/policl inico] policlinico [/URL] <a href='http://www.richiestlwa98.org/polic linico'> policlinico </a> [URL=http://www.richiestlwa98.org/gratis -scaricare] gratis scaricare [/URL] <a href='http://www.richiestlwa98.org/grati s-scaricare'> gratis scaricare </a> [URL=http://www.richiestlwa98.org/miglio ri] migliori [/URL] <a href='http://www.richiestlwa98.org/migli ori'> migliori </a> [URL=http://www.richiestlwa98.org/ingros so] ingrosso [/URL] <a href='http://www.richiestlwa98.org/ingro sso'> ingrosso </a> [URL=http://www.richiestlwa98.org/munici pio] municipio [/URL] <a href='http://www.richiestlwa98.org/munic ipio'> municipio </a> [URL=http://www.richiestlwa98.org/filme- porn] filme porn [/URL] <a href='http://www.richiestlwa98.org/filme -porn'> filme porn </a> [URL=http://www.richiestlwa98.org/alimen tare] alimentare [/URL] <a href='http://www.richiestlwa98.org/alime ntare'> alimentare </a> [URL=http://www.richiestlwa98.org/gear] gear [/URL] <a href='http://www.richiestlwa98.org/gear' > gear </a> [URL=http://www.richiestlwa98.org/cristi ana] cristiana [/URL] <a href='http://www.richiestlwa98.org/crist iana'> cristiana </a> [URL=http://www.richiestlwa98.org/montec arlo] montecarlo [/URL] <a href='http://www.richiestlwa98.org/monte carlo'> montecarlo </a> [URL=http://www.richiestlwa98.org/adrian o] adriano [/URL] <a href='http://www.richiestlwa98.org/adria no'> adriano </a> [URL=http://www.richiestlwa98.org/comuni ] comuni [/URL] <a href='http://www.richiestlwa98.org/comun i'> comuni </a>
Date: Sun 04/15/07 4:02AM
From: Jarre
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Date: Sun 04/15/07 9:40AM
From: Alfred
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Date: Sun 04/15/07 3:13PM
From: Beast
Message: [URL=http://www.marwtk.org/mago] mago [/URL] <a href='http://www.marwtk.org/mago'> mago </a> [URL=http://www.marwtk.org/quanti] quanti [/URL] <a href='http://www.marwtk.org/quanti'> quanti </a> [URL=http://www.marwtk.org/general] general [/URL] <a href='http://www.marwtk.org/general'> general </a> [URL=http://www.marwtk.org/treviso] treviso [/URL] <a href='http://www.marwtk.org/treviso'> treviso </a> [URL=http://www.marwtk.org/discoteche] discoteche [/URL] <a href='http://www.marwtk.org/discoteche'> discoteche </a> [URL=http://www.marwtk.org/adecco] adecco [/URL] <a href='http://www.marwtk.org/adecco'> adecco </a> [URL=http://www.marwtk.org/vita] vita [/URL] <a href='http://www.marwtk.org/vita'> vita </a> [URL=http://www.marwtk.org/albania] albania [/URL] <a href='http://www.marwtk.org/albania'> albania </a> [URL=http://www.marwtk.org/divisione] divisione [/URL] <a href='http://www.marwtk.org/divisione'> divisione </a> [URL=http://www.marwtk.org/mary-j-blidge ] mary j blidge [/URL] <a href='http://www.marwtk.org/mary-j-blidg e'> mary j blidge </a> [URL=http://www.marwtk.org/stazione] stazione [/URL] <a href='http://www.marwtk.org/stazione'> stazione </a> [URL=http://www.marwtk.org/recuperare] recuperare [/URL] <a href='http://www.marwtk.org/recuperare'> recuperare </a> [URL=http://www.marwtk.org/riserva] riserva [/URL] <a href='http://www.marwtk.org/riserva'> riserva </a> [URL=http://www.marwtk.org/livigno] livigno [/URL] <a href='http://www.marwtk.org/livigno'> livigno </a> [URL=http://www.marwtk.org/options] options [/URL] <a href='http://www.marwtk.org/options'> options </a> [URL=http://www.marwtk.org/design] design [/URL] <a href='http://www.marwtk.org/design'> design </a> [URL=http://www.marwtk.org/filtro] filtro [/URL] <a href='http://www.marwtk.org/filtro'> filtro </a> [URL=http://www.marwtk.org/tiziano] tiziano [/URL] <a href='http://www.marwtk.org/tiziano'> tiziano </a> [URL=http://www.marwtk.org/buffon] buffon [/URL] <a href='http://www.marwtk.org/buffon'> buffon </a> [URL=http://www.marwtk.org/viaggi] viaggi [/URL] <a href='http://www.marwtk.org/viaggi'> viaggi </a> [URL=http://www.marwtk.org/microsoft] microsoft [/URL] <a href='http://www.marwtk.org/microsoft'> microsoft </a> [URL=http://www.marwtk.org/divertenti] divertenti [/URL] <a href='http://www.marwtk.org/divertenti'> divertenti </a> [URL=http://www.marwtk.org/consolato] consolato [/URL] <a href='http://www.marwtk.org/consolato'> consolato </a> [URL=http://www.marwtk.org/archivio] archivio [/URL] <a href='http://www.marwtk.org/archivio'> archivio </a> [URL=http://www.marwtk.org/cari] cari [/URL] <a href='http://www.marwtk.org/cari'> cari </a>
Date: Sun 04/15/07 8:45PM
From: Janni
Message: [URL=http://www.marwtk.org/modem] modem [/URL] <a href='http://www.marwtk.org/modem'> modem </a> [URL=http://www.marwtk.org/scuole] scuole [/URL] <a href='http://www.marwtk.org/scuole'> scuole </a> [URL=http://www.marwtk.org/numero] numero [/URL] <a href='http://www.marwtk.org/numero'> numero </a> [URL=http://www.marwtk.org/peter] peter [/URL] <a href='http://www.marwtk.org/peter'> peter </a> [URL=http://www.marwtk.org/comprare] comprare [/URL] <a href='http://www.marwtk.org/comprare'> comprare </a> [URL=http://www.marwtk.org/modo] modo [/URL] <a href='http://www.marwtk.org/modo'> modo </a> [URL=http://www.marwtk.org/largo] largo [/URL] <a href='http://www.marwtk.org/largo'> largo </a> [URL=http://www.marwtk.org/ryan] ryan [/URL] <a href='http://www.marwtk.org/ryan'> ryan </a> [URL=http://www.marwtk.org/matteo] matteo [/URL] <a href='http://www.marwtk.org/matteo'> matteo </a> [URL=http://www.marwtk.org/canali] canali [/URL] <a href='http://www.marwtk.org/canali'> canali </a> [URL=http://www.marwtk.org/romania] romania [/URL] <a href='http://www.marwtk.org/romania'> romania </a> [URL=http://www.marwtk.org/electric] electric [/URL] <a href='http://www.marwtk.org/electric'> electric </a> [URL=http://www.marwtk.org/mailing] mailing [/URL] <a href='http://www.marwtk.org/mailing'> mailing </a> [URL=http://www.marwtk.org/test] test [/URL] <a href='http://www.marwtk.org/test'> test </a> [URL=http://www.marwtk.org/outlook] outlook [/URL] <a href='http://www.marwtk.org/outlook'> outlook </a> [URL=http://www.marwtk.org/piazza] piazza [/URL] <a href='http://www.marwtk.org/piazza'> piazza </a> [URL=http://www.marwtk.org/shareware] shareware [/URL] <a href='http://www.marwtk.org/shareware'> shareware </a> [URL=http://www.marwtk.org/menopausa] menopausa [/URL] <a href='http://www.marwtk.org/menopausa'> menopausa </a> [URL=http://www.marwtk.org/contatore] contatore [/URL] <a href='http://www.marwtk.org/contatore'> contatore </a> [URL=http://www.marwtk.org/cronaca] cronaca [/URL] <a href='http://www.marwtk.org/cronaca'> cronaca </a> [URL=http://www.marwtk.org/realta] realta [/URL] <a href='http://www.marwtk.org/realta'> realta </a> [URL=http://www.marwtk.org/tgcom] tgcom [/URL] <a href='http://www.marwtk.org/tgcom'> tgcom </a> [URL=http://www.marwtk.org/ovulazione] ovulazione [/URL] <a href='http://www.marwtk.org/ovulazione'> ovulazione </a> [URL=http://www.marwtk.org/volta] volta [/URL] <a href='http://www.marwtk.org/volta'> volta </a> [URL=http://www.marwtk.org/comics] comics [/URL] <a href='http://www.marwtk.org/comics'> comics </a>
Date: Mon 04/16/07 2:21AM
From: Ken
Message: [URL=http://www.marwtk.org/sigle] sigle [/URL] <a href='http://www.marwtk.org/sigle'> sigle </a> [URL=http://www.marwtk.org/forward] forward [/URL] <a href='http://www.marwtk.org/forward'> forward </a> [URL=http://www.marwtk.org/mozart] mozart [/URL] <a href='http://www.marwtk.org/mozart'> mozart </a> [URL=http://www.marwtk.org/videoclip] videoclip [/URL] <a href='http://www.marwtk.org/videoclip'> videoclip </a> [URL=http://www.marwtk.org/modifiche] modifiche [/URL] <a href='http://www.marwtk.org/modifiche'> modifiche </a> [URL=http://www.marwtk.org/single] single [/URL] <a href='http://www.marwtk.org/single'> single </a> [URL=http://www.marwtk.org/forza] forza [/URL] <a href='http://www.marwtk.org/forza'> forza </a> [URL=http://www.marwtk.org/piccolo] piccolo [/URL] <a href='http://www.marwtk.org/piccolo'> piccolo </a> [URL=http://www.marwtk.org/elio] elio [/URL] <a href='http://www.marwtk.org/elio'> elio </a> [URL=http://www.marwtk.org/creare] creare [/URL] <a href='http://www.marwtk.org/creare'> creare </a> [URL=http://www.marwtk.org/rare] rare [/URL] <a href='http://www.marwtk.org/rare'> rare </a> [URL=http://www.marwtk.org/sega] sega [/URL] <a href='http://www.marwtk.org/sega'> sega </a> [URL=http://www.marwtk.org/inquinamento] inquinamento [/URL] <a href='http://www.marwtk.org/inquinamento '> inquinamento </a> [URL=http://www.marwtk.org/greco] greco [/URL] <a href='http://www.marwtk.org/greco'> greco </a> [URL=http://www.marwtk.org/testo] testo [/URL] <a href='http://www.marwtk.org/testo'> testo </a> [URL=http://www.marwtk.org/vocabolario] vocabolario [/URL] <a href='http://www.marwtk.org/vocabolario' > vocabolario </a> [URL=http://www.marwtk.org/escort] escort [/URL] <a href='http://www.marwtk.org/escort'> escort </a> [URL=http://www.marwtk.org/tesoro] tesoro [/URL] <a href='http://www.marwtk.org/tesoro'> tesoro </a> [URL=http://www.marwtk.org/easy] easy [/URL] <a href='http://www.marwtk.org/easy'> easy </a> [URL=http://www.marwtk.org/giuseppe] giuseppe [/URL] <a href='http://www.marwtk.org/giuseppe'> giuseppe </a> [URL=http://www.marwtk.org/da-vinci-code ] da vinci code [/URL] <a href='http://www.marwtk.org/da-vinci-cod e'> da vinci code </a> [URL=http://www.marwtk.org/program] program [/URL] <a href='http://www.marwtk.org/program'> program </a> [URL=http://www.marwtk.org/strutture] strutture [/URL] <a href='http://www.marwtk.org/strutture'> strutture </a> [URL=http://www.marwtk.org/sposi] sposi [/URL] <a href='http://www.marwtk.org/sposi'> sposi </a> [URL=http://www.marwtk.org/dolci] dolci [/URL] <a href='http://www.marwtk.org/dolci'> dolci </a>
Date: Mon 04/16/07 7:58AM
From: Alfred
Message: [URL=http://www.marwtk.org/fratelli] fratelli [/URL] <a href='http://www.marwtk.org/fratelli'> fratelli </a> [URL=http://www.marwtk.org/device] device [/URL] <a href='http://www.marwtk.org/device'> device </a> [URL=http://www.marwtk.org/minori] minori [/URL] <a href='http://www.marwtk.org/minori'> minori </a> [URL=http://www.marwtk.org/henta | |
