Countrywide Financial - West Virginia Home Loans - Equity Loan Mortgages SUCKS!

West Virginia Home Loans? Sub-prime (bad credit), Need money, Mortgage Refinance, Or Want A Home Equity Loan West Virginia and dont want to get ripped off or have hiden fees on your Home Loans?

Need A Home Loan WV, Refinance, Purchase, Or Make Home Improvements. Mortgage Rates Have Reached A All-Time Low Make Sure You Pick A Broker That Will find the right Home Equity loan at the best rate for you. We recommend that you conduct your own due diligence on mortgage brokers to find the one that is best for you. This site is a forum for users and should not be your only source of information about Countrywide Home Loan prior to choosing a lender.

This is what home loan customers in West Virginia (WV) have been saying...

• Bad Credit Home Loans • Home Loans • Home Equity loan • Refinance • Home Equity • Debt Consolidation • Equity Credit Line • Home Loan

ADD YOUR STORY Date: Tue 04/10/07 5:11PM From: David Bell Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged. SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans. NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you. Date: Thu 04/12/07 12:47PM From: Uh-Oh Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market. Date: Wed 10/24/07 10:08PM From: Mark W Message: Countrywide jacked up my adjustable rate mortgage two months ago, nearly doubling my housing payment. Went from 2075.00 to 3400.00. I tried to refinance with them. Denied! Tried to refiance with their special unit called Full Spectrum Lending, denied. Low credit scores. Well, I have the loan, we just cant afford the new payment they want us to pay. We tried to do a loan modification. They state we dont make enough money to pay our new payment they come up with, so, denied. Huh, funny two years ago, we qualified to purchase this home at the low rate. But now, when they jack up your rate, they wont help! They are forcing forclosure upon thousands. BEWARE. They are not out to help anyone. They just say that to avoid the politicians. Date: Sat 12/15/07 4:33PM From: William McCombs Message: You made the loan with them at and adjustable rate. They are not jacking your rate the yuppies on Wall Street are. If you can't pay, you must give it back. You shouldn't blame them blame youself, sounds like you bit off more than you could chew. How did you qualify for a loan to start with if you don't have the income? Blame everyone but yourself, now you want taxpayer to bail you out. I say bullsh-t to that, give it up and go on back to apt. Date: Tue 02/5/08 8:55PM From: Mark M. Message: William McCombs Great grammar and spelling you fricking retard! Date: Tue 02/12/08 5:30PM From: Misty Message: "Freaking" not "fricking." Anyway, here is my deal with Countrywide: I have mortgages on two houses with them. My index is the MTA and of course my margins are fixed. The current rates they are charging me are .50% higher on one loan, and .350% higher on the other. For anyone who doesn't know, margin + index = rate. Even though the MTA index has dropped every month since July, Countrywide continues to increase my rate...fraudulently! An ARM rate adjusts with the index (up and DOWN)accordingly. They are likely jacking my rate up to make up for the losses on foreclosures. I've never made a late payment...so I guess they figure I can afford to pick up someone elses shortfalls. More, they are collecting $135 mo more for my escrows than they should be. Between the two loans I paid $375 more than I owed just this month! I am looking for a good lender liability attorney...any suggestions?