Countrywide Financial - Mississippi Home Loans - Equity Loan Mortgages SUCKS!

Mississippi Home Loans? Sub-prime (bad credit), Need money, Mortgage Refinance, Or Want A Home Equity Loan Mississippi and dont want to get ripped off or have hiden fees on your Home Loans?

Need A Home Loan MS, Refinance, Purchase, Or Make Home Improvements. Mortgage Rates Have Reached A All-Time Low Make Sure You Pick A Broker That Will find the right Home Equity loan at the best rate for you. We recommend that you conduct your own due diligence on mortgage brokers to find the one that is best for you. This site is a forum for users and should not be your only source of information about Countrywide Home Loan prior to choosing a lender.

This is what home loan customers in Mississippi (MS) have been saying...

• Bad Credit Home Loans • Home Loans • Home Equity loan • Refinance • Home Equity • Debt Consolidation • Equity Credit Line • Home Loan

ADD YOUR STORY Date: Sat 03/3/07 1:00AM From: Slick Message: sandy it would open a can of worms read your mortgage or refi agreement and see if there are any stipulations for misuse of funds by lender Date: Sat 03/3/07 1:01AM From: Sandy Jackson Message: During a re-finance, Countrywide took $360 from my checking account for an appraisal. I canceled the re-finance, and asked that my money be returned to my account. After nearly 3 months of phone calls, they have NOT returned my money. I have talked with Justin, Danny, Eric, and Chris Brinson at their office in Metairie, La., who all admit my money should have been immediatly and automatically returned into my account. They tell me this is just an accounting error, and they are working to resolve it. I am having trouble believing they can zap my money out, while I'm still on the phone with them; but can't zap it back in in 3 months time! Since Countrywide holds my current home mortgage, should I subtract $360 from my next house payment? Would this just open another 'bucket of worms'? Date: Sat 03/3/07 1:03AM From: Bridge Girl Message: bridgegirl doesn't exist....she answers no ones e-mail so i have to assume it is a ploy by CHL to suck people in or she is WAY too paranoid. I could actually understand the paranoid because of the bad that exists at CHL. Help us b-girl, help us Date: Sat 03/3/07 1:03AM From: Bridge Girl Message: bridgegirl doesn't exist....she answers no ones e-mail so i have to assume it is a ploy by CHL to suck people in or she is WAY too paranoid. I could actually understand the paranoid because of the bad that exists at CHL. Help us b-girl, help us Date: Sat 03/3/07 1:07AM From: Misslead Message: Thank you so much for this website. Our realtor recommended Countrywide so strongly that we went to them for our mortgage. If you think Countrywide is bad, try going to a realtor who works hand-in-hand with Countrywide. Countrywide gave us an interest rate upon which we based our offer. As soon as the offer was accepted, Countrywide upped the interest rate so much that we knew we could no longer afford the house, but we had signed an offer to purchase that allowed that rate of interest (on the advice of Countrywide, who said it didn't really mean we would ever have to pay that higher rate, it was just something to put on the offer). So, we went to a bank, and they offered us a much lower rate. The bank called the realtor to start the loan process. The realtor turned around and called Countrywide, who then called us, to offer us a much, much better rate. Okay. But then, Countrywide wouldn't move. Not even an application to start the loan process. Each time I called they tap-danced about computers and "in the system," etc. We had no application, no written estimate, nothing. Twelve days before closing I called our local bank in a panic. They were able to do the loan at that interest rate and cut Countrywide out completely. They said if we had waited a couple more days it would have been too late. We believe that Countrywide was holding out until we had no other options before they would give us a loan, and the terms of it would have been at their pleasure. THEN, we found out our realtor had not disclosed an encroachment. This alone could have been a deal-breaker, but we wanted the property so we worked out a deal with the man who owned the property on whom we were encroaching. We also got an attorney, and asked him to take over the closing, which we had been planning to do at the realtor's office. WELLLLLL---Here it gets fun. Countrywide and our realtor had worked into the purchase all sorts of "creative financing," so that we, the buyers, would be credited with approximately $3,500 at the closing, which would have been at the realtor's office, where we wouldn't have known what the hell he was doing with the money. But our lawyer and our bank did exactly that; they credited us with the $3,500. In fact, they ran out of places to credit us, so the seller ended up writing us a personal check for the balance. Our realtor was shocked when he found this out at closing. We had to stay an hour while everyone in his office and the lawyer's office looked for money, calculators clicking, pages flying. The realtor went outside and talked on his cell phone. We overhead him shout, "Well then we're screwed!" I kid you not! At another point in this comedy our lawyer asked him, "Well, where's the earnest money? I don't have it. Do you have it?" And the realtor said, distractedly, "Well yes, I have it, but…." and went back to playing with his calculator. The way it finally turned out for us was beautiful. The seller actually ended up paying for part of our down payment, but it didn't cost him anything because Countrywide had him raise the asking price in order to credit us, in order to be able to get their thousands at closing. We paid NO FEES whatsoever, and walked away with a small check to the good. The seller paid a very low commission to the realtor (because the realtor quoted him a small commission, apparently because he, the realtor, was going to get a cut of the "creative financing" done by Countrywide at closing.) Watching this comedy of errors was truly enjoyable; however, it followed a month of anxiety and fear. I don't recommend Countrywide to anyone. And if your realtor recommends them, please be warned. Date: Sat 04/7/07 4:55PM From: former employee Message: Anyone who was forced to spend their own money to fix their home even though CHL had the insurance funds or any related issue with Countrywide ot email me at mwade88@hotmail.com Fox news is interested in talking to anyone affected as I challenged and fought them on their business practices and have proof they had knowledge of the problem and did nothing to fix it while I worked there. God Bless Mark Date: Thu 04/12/07 12:16PM From: Uh-Oh Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market. Date: Tue 07/31/07 10:52PM From: George Underwood Message: I have been harra**ed by Countrywide for the past 7 months. They want informaiton in order to refinance my home even though I did not contact them requesting one. They have called me at least 17 times day and night, and still continue to do so. I cannot seem to make them understand that I am not interested in refinancing, especially with Countrywide. They are too greedy wanting my business. Date: Mon 08/13/07 2:00PM From: JC Message: I am a Real Estate Appraiser and Countrywide is 1 of the top 2 WORST companies to deal with from the Appraisal side. The other is Wells Fargo. Maybe all the Sub-Prime shutdown will improve the operations of Countrywide and the Mortgage industry as a whole. Date: Thu 09/6/07 1:43PM From: William Hill Message: This is a copy of the letter I sent to Countrywide: My name is William Hill acct#067420113 HELOC. I'm writing because I do not want to go through your 1800 number because I would like to have my account dealt with by Americans. I asked the operator when I called the number the first time if they were in the United States and they said no! What I need is a copy of my last years payments statement. I need to resolve another issue that your company started in the first place. That is an original agreement to have a home loan and home improvement loan with your company. That was a mistake! the agreement was we make one payment and your company put the funds in the appropriate accounts. That didn't happen for 3 months all the funds went to the home improvement account and none to the home loan. that put us at default and your company didn't catch the error. Your company quickly sold our contract to Litton so you wouldn't have to deal with it. Well after jumping through several financial hoops that account is straight, but now I get a notice that the Heloc is behind. I really think I should have taken legal action against your company when they made the first goof. I will definitely say I will never recommend or use your company again!! Date: Sun 09/23/07 2:10PM From: Jerrie Pierce Message: Well, JC if it was not for appraisers like you, who overinflated values(fraud), then we would not have to look so closely at your the shoddy work you submitted. Heck my 3 year old can do a better appraisal than you. WEAK!!!