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Countrywide Financial - Illinois Home Loans - Equity Loan Mortgages SUCKS!
Illinois Home Loans? Sub-prime (bad credit), Need money, Mortgage Refinance, Or Want A Home Equity Loan Illinois and dont want to get ripped off or have hiden fees on your Home Loans?
Need A Home Loan IL, Refinance, Purchase, Or Make Home Improvements. Mortgage Rates Have Reached A All-Time Low Make Sure You Pick A Broker That Will find the right Home Equity loan at the best rate for you.
We recommend that you conduct your own due diligence on mortgage brokers to find the one that is best for you. This site is a forum for users and should not be your only source of information about Countrywide Home Loan prior to choosing a lender.
This is what home loan customers in Illinois (IL) have been saying...
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Date: Sat 03/3/07 9:26AM
From: From: Nunya
Message: You can't do anything. Since you own nothing. But don't let this site nother you. Read what some of these idiots are saying. Do yourself a favor...if you are truly concerned, check with the Better Business Bureau, the Federal Trade Commission and see what the complaints agaisnt CW are regarding. These are extreme and ridiculous examples from people who are either too stupid to realize how a mortgage works or are omitting other information as to why things have gotten sour between them and their lender.
Date: Sat 03/3/07 9:27AM
From: From: Chicago
Message: If you think for one minute we are going to say something good your wrong. CW is the bigest rip off comp. I've ever heard of. We have refinanced twice to get away from them & twice they bought us back,but wait they have also lied and said we were 12 times 30 days late on our payments so we couldn't get credit anywhere else. They have screwed up on us more than twice, we send them our payment & they dispurse it to where it should go, then they have the balls to tell us we short in escroll or short in taxes, or short in insurance,and ask us why? then tell us we have to make a double payment to get caught up, com on, they're are suppose to know what they are doing, that's what they get paid for.You tell me where is the justice in this?How do you get away from this evil and preditory lender? They find any way they can to get anything they can soak you for!!! Is there nothing that can be done about this company? At the beginning of this site there is a WARNING & a letter from a CW bumpkin saying that the writers of these letters are idiots and don't know how a lender works.But all of us who are writing know how CW works, we're all given examples.If you think for a minute they don't want your house, just have a problem, they don't wait until tomorrow,they send you a thretening letter yesterday to take your house.
Date: Sat 03/3/07 9:27AM
From: Mary Robertson From: East Alton
Message: Yes im another one ripped off by countrywide finacial they faxed paper work and everything i signed the paper work they had me send a down payment of 2500.00 to a money gram and they promised me a loan of 100,000 to be put in my bank in 12 to 72 hours i found out these jokers are working out of canada were the bbb cant touch them out of california . My family wont have a Christmas this year because of them and countrywide stated to me that they new they were using their company address out of california but they were not countrywide i blame countrywide for this problem specialy if they knew this was going on they should had hung a red flag out or warned me. that this was all a skam i was told they are having alot of problems in british columbia Canada of skams.i hope this will stop someone ulse from being hurt. they go for people with bad credit that cant get a home on their own then they involved the government will guarantee them back 80 percent of there loan back if there is a default. be careful of these skams.
Date: Sat 03/3/07 9:27AM
From: From:
Message: Mary Robertson, I think you have addressed your complaint to the wrong area. It sounds like someone was pretending to be Countrywide and scammed you. I dont see how this was the real Countrywide's fault or what Countrywide was supposed to do about it. If you have bad credit and someone was going to deposit 100,000 in your bank account, and you believed it, you are an idiot and probably will be scammed again for being that dumb.
Date: Sat 03/3/07 9:28AM
From: C Calvin From: Chicago
Message: have been with CW for 8 years and I can tell you I have received many threatening letters from CW about loosing my home. By the grace of God I found way to get out of my troubles. One thing is to admit that your payments are wacked. Be honest. There is no way you'd have all these problems if you paid your mortgage on time each month. If you're saying you couldn't get a loan because of 30 days late for a year, that's a lie. Many lenders will refinance you with rolling 30's and give you a good rate. You need to look at the fine print. If you have an FHA loan there are many ways to save your home that CW won't tell you on the phone, which is the one things I can say dissapoints me about them. Look at the letters they send you, don't ignore them and ask them for help before it gets really bad. They have many programs in place to help save your home. I have used more then 10 in the last 3 years due to financial diffilculties and eventhough I had to initiate the help they were proficient in getting me what I needed to save my home. If you are in trouble the first answer is prayer and knowledge. People parish without both. I will be praying for every struggling homeowner that God reveals the knowledge to you He gave to me.
God Bless
Date: Sat 03/3/07 9:28AM
From: From: Chicago
Message: My husband worked in the Schaumburg office with "ED" . I really don't know how Countrywide decides who to put in "manager" positions but from the stories my husband and many many of his co-workers told, they might as well have put a 10 year old brat in the position. He was/is immature, totally unprofessional, and downright mean-spirited. I hope someday, when Ed grows up, he will look back and realize being a jerk does not make you important. It just makes you a jerk. If I were his boss Archie, I would take a closer look. Ed thinks he is pulling the wool over Archie's eyes. He is making you look like a fool Archie. Pay attention, you will learn many ugly things about Ed.
Date: Sat 03/3/07 9:30AM
From: Marie From: Joliet
Message: First off let me tell you anyone who is unlucky enough to have Countrywide Home Loans as thier mortgage company PLEASE TRY AND REFINANCE AS FAST AS YOU CAN.
Second, today I just lost my home that I have lived in for 10 years. My trouble all began 2 years ago when my husband lost his job. I fell behind on payments and tried desperately to save my home. I continuely called Countrywide asking for help. I asked to take the missed payments and place at the end of the loan. The only option I was given was to foreclose, short sale or a workout agreement. Of course I asked for the special workout agreement. Countrywide DID approve me for the workout agreement however my payments became so high due to interest, late fees, attorney fees, etc there was no way I would be able to make the payments and still pay my car payments, utility bills, and the very small credit cards I had and still provide food on the table. In short I was forced to do a short sale and walk away from my home today with nothing. Of course there may of been other options that Countrywide could of provided to me but were unwilling to help me in any way. My husband did find another job very quickly but did not make nearly what he brought home before. Today he is making more money than he did 2 years ago but there was no other way out of this mess. I tried and failed with all governement agencies whom are there to help out homeowners.
I tried to re-finace a long time ago but only to find out that I was given a loan for almost $40,000 more than the home was actually worth. SO also beware of all of financial institutions out there who make the picture look so rosey if you refinance because they will rip off a homeowner by hiring an appraiser who obviously apprasied my home for way more than it was actually worth.
Today, I am in a rental home with my credit basically ruined as well as my husband's and have told that it will take at least 3 years before another lender will even finance us for another home of our own.
I learned so much from this mess. For instance live as if you are only able to provide for your family with one paycheck. Because if you or your significant other unfortunately looses thier job you may find yourself in my shoes.
Who do I blame? I blame Countrywide. It is a shame that I was basically forced to sell my house or else threatened to foreclose. 10 years I lived there. What a dirty rotten shame.
Date: Sat 03/3/07 9:31AM
From: Bob From: Frankfort
Message: When ypur escrow account runs short the reason is because your taxes and or insurance went up. Your payment is set for the life of the loan. The PVA raises the assesed value of your home or your insurance goes up or both. Then when the next years payments are set you are short in the escrow... They do know what they are doing, that is why they notified you of the current shortage. I understand your frustration. The same thing happened to me. But when the tax bill goes up all they can do is raise your payment. My first mortgage the taxes and insurance were paid by me seperately. That way my payment stayed the same. I just had to pay the amount of the tax and ins when they were due. This is what the Mtg co does for you. They pay the increase out of their pocket and then bill you for it, That is why they want their money. I hope this clears this up for someone.
Date: Sat 03/3/07 9:31AM
From: Karen From: Plainfield
Message: Recently in Plainfield we were hit with a big hail storm that did serious damage to our home. After having our home owners insurance company come out to estimate the damage to out home, it was estimated at about $13,000.00. The check is made out to you and your Mortgage Company. So we called up Countrywide to find out what the process is for endorsement. They said we have to send the check to Simi Valley California to be endorsed. And send a return envelope to have the check returned to you. So I did just that. I sent it directly to the property claims deptartment to be endorsed and sent a priority mail envelope to be returned back to me ASAP. I looked online to see that they had received it the day after. Cool, just endorse it and send it out to me now. I called 3 days later to ask when it was sent out and they said it has not been looked at yet and takes 3 days to generate through their office. OK, its been 3 days! So they said tomorrow it will be sent out. So the next day I called back to see if it was sent out and some jerk Fernando said it is still here with no endorsement yet. So I got a little rude and said how long does something this simple take! He said real smug " I will personally take care of this for you". I asked for the supervisors name and hung up. 3 days later comes the check in the mail and low and behold it is NOT endorsed! My god are these people on drugs or what? I cannot beleive someone would do this!! After having contractors wait to get paid for fixing my roof and siding, I have no money to pay them yet! So I called their office again and talked to another idiot about this and they tell me to sent it back again!! NO WAY!! I demanded to go to the local office for endorsment! They laughed in the local office in Plainfield and thought it was soooo funny!!! Guess what you moron, YOUR COMPANY SUCKS JUST LIKE ALL OF THE EMPLOYEES!! So I go to the bank and deposit the check. I write out the checks to the contractors for their work done and BAM! 2 days later the bank calls and says their is something wrong with the endorsement!!! UNBELEIVEABLE! I call CW and they are not returning my calls! No one can give me a straight answer. These people are totally unprofessional and incompetent. They will be hearing from me!!! I will never recomend CW to anyone!! And look out I just got my license to to become a Realtor!!
Date: Sat 03/3/07 9:31AM
From: michael From: Chicago
Message: As a former Countrywide employee, I have seen where alot of you are coming from. Yes, CHL has some issues. However, as a consumer, you should protect yourself by keeping track of ALL of your coorespondance with CHL, as well as ALL of you other creditors. If you have a solid paper trail and check your credit twice a year, you can identify issues before it gets to the point of forcloseure. Also, ask for a payment history every now and then. If you establish a track record of randomly asking for payment histories they will have very few opportunities to "lose" payments. Also, if you can avoid it, DON'T ESCROW!!!!!! This is the #1 place ALL lenders mess up. If you take care of your own taxes and insurance the lender won't' have the opportunity to not pay your insurance or taxes on time. Take the initiative and responsibility on yourself, then they won't have the "loopholes" they use to start forecloseure proceedings. Many of you haven't had experience with many other lenders and loan servicing companies. Believe me there are MANY out there much worse than Countrywide. I'm not saying they are in the right. I've seen situations where they have bought paper from other lenders where the previous lender didn't send over a proper pay history (missing a payment or 2). It seems, from reading many of the entries here, that this same thing may have happened. Cover your own rear and nobody can take what's yours. If they try you can take some from them!!!
Date: Sat 03/3/07 9:32AM
From: David From: New Lenox
Message: Hi, I agrre that Countrywide totally sucks.
I refinanced my home in 2003 with another mort. company, then it was sold to countrywide. I was sold a mortgae that was a stated income mortgage and they stated my wrong income to get me approved. This is illegal. Well anyhow, after it was sold to countrywide, i fell behind on payments. I told counrrywide what freud was committed and they are to foreclose on me now. When i qualified for my mortgage, i had a bunch of credit debt. since then i have cleaned up all the debt and they are telling me that they cannot refinance me or modify my mortgage because i dont make enough. I do make enough and i have no other bills than the mortgage.
they are chat=rging me close to 10%apr.
you think they would refinance me to keep a customer???
shit no.
They are foreclosing on me.
I would not recommend countrywide to anyone.
I had them before...they sucked then and they suck now.
Their customer service people are morons.
I hope they all roast in hell one day.
Date: Sat 03/3/07 9:32AM
From: From: Chicago
Message: You do have legal recourse against the mortgage company that originated your mortgage. Countrywide is servicing your loan. They did not charge you 10%. That was the scam artist that refi'd you. That is exactly why knowing what you are signing is the most important part of the process. In fact, that you knew and willingly participated in the fraud makes you also legally liable. Never tell a mortgage company servicing your loan that you stated your income higher than it actually was. That makes you a thief in the eyes of the law. That's federal wire fraud, bank fraud and mail fraud. Pretty serious jail time. By you admitting that, it gives CW the legal right to audit your file and take your home without going through the forcloseure process because you and the mortgage broker committed at least 3 counts of fraud. Educate yourself as to who you are dealing with before you sign your life away and if you DO sign and feel uneasy in any way, RECIND YOUR LOAN!!!!! You have that right. Bottom line is, you didn't make your payments and defaulted on your loan agreement. That's nobody's fault but your own. Next time be smarter about who you deal with up front and you'll cover your own ass on the back end. Also, read my entry from a couple of weeks ago. I explain how to cover your tracks on your dealings with the mortgage company. It takes a bit more time initially, but it will save you tons of heartache down the road.
Date: Sat 03/3/07 9:33AM
From: Dave From: Washington
Message: CHL sent me monthly statements on my second mortgage account for nearly two years stating zero dollars due as monthly payment. I overpaid by nearly triple the original monthly amount due for over 1.5 years because I was able to do so and because CHL gave me NO indication of what was actually due. Believeing I was paid ahead well in advance, I reallocated that payment to other debts for 4 months. CHL began foreclosure proceedings without any attempt to contact me to understand why they received zero payment for a few months. When I did receive notice that CHL considered my account "delinquent" I was surprised, but paid it up to date instantly. Still, they persist to foreclose, and I cannot stop the train. No one of authority at CHL will speak to me, their attorneys will not speak to me, and after hours upon hours on the phone, I get wrapped around menu's, passed around from department to department, and end up losing the connection. This is a simple and quite senseless miscommunication between their billing department and me, their customer, that should be resolved in a short 5 minute discussion, BUT CHL is ruining my life over a $36.00 per month payment issue that was their fault in the first place.
Date: Sat 03/3/07 9:33AM
From: Chris Salituro From: Arlington Heights
Message: I have only been with countrywide for 6 months or so. My mortgage company (who I love) sold my loan to countrywide less than a year ago. In the last three months, CHL has changed my loan payment three times without ever informing me! Each time, I sent my payment in ontime as usual, but they refused to accept it and then sent me a threatening letter. They sent the letter on the third, but then I had to wait until the 11th for the returned check to post to my account. meanwhile, they demanded that I pay a higher payment by the 15th or else face late fees and charges. The last time this happened, they never sent me a statement. When I inquired, the know-nothing on their end said that it was because I have an email statement - but they NEVER SENT THAT EITHER! So I asked the guy to resend the email and, you guessed it... THAT NEVER SHOWED UP EITHER! Now my online account has two different payments for me and what the heck am I supposed to do, guess which one is correct? Nothing about this company is professional, straight forward or helpful. For heaven's sake, if you have a choice DO NOT USE COUNTRYWIDE!
Date: Sat 03/3/07 9:34AM
From: Laurie From: MUNCY
Message: I ALSO HAVE A LOAN WITH CHL AND HAVE HAD NOTHING BUT PROBLEMS WITH THEM FOR THE LAST 2 YEARS. MY LOAN WAS ALSO SOLD TO THEM.THAT WAS THE WORST THING THAT COULD EVER HAPPEN TO MY LOAN. WITH NO LATE PAYMENTS BUT ONE IN DECEMBER, MY LOAN OF 5 YRS. WENT FROM $586.90 RANGING UPWARDS TO 1200.00 PER MONTH.WHY???????? THEY HAVE OPENED AN ESCROW ACCOUNT AND REQUIRE I PUT MONIES IN IT JUST IN CASE I NEED IT. WELL, NOW THEY WONT ALLOW ME TO PAY MY OWN TAXES.CUSTOMER SERVICE AT COUNTRYWIDE IS THE WORST SERVICE!ONE QUESTION, DIFFERENT ANSWER FROM EACH CSR .(CUSTOMER SERVICE REP.)I DONT THINK THE EMPLOYEES CAN READ THE LOANS. THERE WAS A LAW PASSED IN 2005 THAT ALLOWS A PERSON TO HAVE THE OPPORTUNITY TO PAY THEIR OWN TAXES BEFORE THEY BECOME DELIQUENT TO A MORTGAGE COMPANY WELL WHY IS CHL NOT ABIDING???????????????????????????. I CANT BELIEVE WE HAVE A COMPANY HERE IN THE U.S.A. THAT IS ACTUALLY TAKING FROM THEIR OWN PEOPLE. WHEN WILL SOMETHING BE DONE.WHOEVER SAYS CHL IS GREAT,HELPFUL,KIND AND HONEST, THEY ARE MORE THAN WELCOME TO PAY MY PAYMENT EACH MONTH. I AM MORE THAN WILLING TO ACT. IF ANYONE CAN OFFER ME AND THOUSANDS OF OTHER CHL CUSTOMERS ANY RELIEF OR A POINT IN THE RIGHT DIRECTION PLEASE E-MAIL ME HUGBETZ@ALLTEL.NET
Date: Sat 03/3/07 9:34AM
From: Amy From: Mount Morris
Message: We should have know from our first meeting with the loan guy that things might be bad with Countrywide. The day before closing he was calling us asking for more paperwork for our loan. He had not even had it done yet. Nothing like being completely packed and having to find stupid paperwork. It was not until a few hours before closing that he had an actual amount that we were supposed to bring to closing. Needless to say we had our loan with Countrywide for about a year before we had to re-locate. I had to call Countrywide on several attempts before closing to make sure they sent my property tax payment in. I talked to several different people. The first lady told me that my property tax payment was sent and even faxed a letter to my realtor who was also my grandmother stating payment was sent. A few days before closing called tax collectors office to verify payment received and nothing. Called Countrywide again and talked to someone who had no clue about anything and got transferred to someone else. This lady assurmed me my tax payment was in the mail. We got through closing and everything was fine. A week or so later I receive a check from Countrywide in the amount of about what we owed in property taxes. Thought that seemed kinda strange, called the tax collectors office and they said they never received any payments from Countrywide for our taxes. Needless to say I sent them the money for the unpaid tax bill, which was late by this time. I agree they have no clue what they are doing and I will never in my life do any business with them agian.
Date: Sat 03/3/07 9:35AM
From: TENA.MISITANO From: SYCAMORE
Message: OH MY GOD!!IT CAN'T BELIEVE HOW MY SITUATION IS SO MUCH LIKE EVERYONES HERE! BECAUSE OF ONE PAYMENT,THAT WAS MISSED,(AND TWO PAYMENTS THEY SAID THEY NEVER RECIEVED!)IT TOOK ENDLESS CALLS, TO GET THE BANK STATEMENTS..TO PROVE,THE PAYMRNTS WERE MADE! MEANTIME THEY PUT ME ON A "REPAYMENT PLAN"...THAT THEY CHARGE YOU OVER $600.00 PER PAYMENT, TO BE ON! THE PLAN! MY REGULAR PAYMENTS ARE AROUND $1400.00.THEY JUMPED TO $2100.00, AND AS OF YESTERDAY..THEY ARE NOW SAYING OVER $3000.000! WHAT CAN I DO??!!
Date: Sat 03/3/07 9:35AM
From: Magen From: Palatine
Message: Ever since I posted my little bit on this site, I check in from time to time to see what other people have to say, and I have to say... I don't see how this BULLSHIT organization is still standing... Maybe their GM should take a look at all the unhappy (unhappy, I'm sure is an understatement for many of us) customers... But then again, reading stories from ex-employees ensures that anyone still employed at CW just doesn't give a shit... And to add to it, about a week ago I received an "urgent" call from someone in the customer service dept of CW. Only to call back and find that I was "Qualified to to purchase another property!!!" I feel bad now for the terrible things I said to that poor man. But I'm sure, if he is under the same management as everyone else, he didn't take it to heart. And I'm sure he's used to hearing it.. To everyone that is a victim in the endless bullshit of CW, all we can do it stick it out.. And when it comes to refinancing or even buying a new home, we know where we can tell them to shove their piece of shit business.. Have a great day everyone!!! : ) And on St. Patty's Day... Dedicate a drink to CW.. and throw it on the floor. ; )
Date: Sat 03/3/07 9:35AM
From: Jay From: Southern Illinois
Message: I UNDERSTAND!!!!!!! When countrywide took over my loan, mistake number1... they didnt make sure the previous loan holder forwarded them the last two payments, because countrywide DIDNT inform me that they bought the loan, and AFTER 8 months of payments i started to get other charges for inspection fees and such. BUT not so much as ONE CALL!!! and i went throught they same, TALK to everyone at that company....and they all made a promise to get it "handled".. what BS. and i also mailed and faxed they copies of the canceled checks to them in dallas, calif. and the local branch in ILL. not ONLY did they NOT call back, they claim they never got them, hmmm certified mail with a sig on it??? But they FIANLLY told me it was up to me to recoup the money from the other company, and forward it to them????????? When it was COUNTRYWIDES fault to start with??? and they didnt catch it for 8 months?????? and they didnt inform anyone that they took the loan over, like ME! and the previous bank where i made payments too claim that they didnt know when it was to take effect?? the only way i got this corrected was to GET A LAWYER and THREATEN A LAWSUIT. then all of a sudden everything was handled?? they are THE WORST CUSTOMER SERVICE IN THE WORLD!!! and dont be supprised if you call and talk to a superviser.....and in 5 minutes call back and they will say that , so and so ??? we dont have any one in managment by that name.
YOUD BE BETTER OFF GETTING A LOAN ELSE WHERE!!!
im SOOOOO much happier that my loan is with a local bank......and guess what NEVER ANY PROBLEMS!!!!!!!!!!!!!
Date: Sat 03/3/07 9:36AM
From: David C From: Naperville
Message: I called Countrywide last week Thursday since I am purchasing a house and closing on May 31st. I got the run around with the very first call. The only thing I wanted was an estimate and the first 6 people I talked to couldnt give me one. After 18 minutes of transferring and transferring, I get the next person who was so RUDE, I finally had it. I hung up and went and called someone else.
Date: Sat 03/3/07 9:36AM
From: From: Rolling Meadows
Message: I was employed by CWFSL after being recruited VERY stongly from a company that I was very happy with. I walked into a company that refuses to tell you the truth from the point you are recruited to your last day of employment. I resigned May 1, 2006 along with 5 other employees from the same team only to be told by our BRANCH MANAGER that we were CANCER to the company and CWFSL was a revolving door and didnt care anyway. My major complaint is the fact that I was informed after funding the loans I funded in April of this year (the amounts were substancial but unimportant to the story)I will Not be paid because the STANDARD OPERATING PROCEDURES state that an AE must remain employed one full month following the end of the month that thier loans funded unless local state law designates otherwise. Well ladies and gentleman Illinois State Law designates according to Lawyers I have spoken with along with the Illinois Dept. of Labor, if you write a loan and are employed from conception to birth (funding) you are to be paid no more then 7 business days after your resignation or termination of employment. To be continued....... I have written to Mr. Mozilo on two separate occasions since I have resigned and have never received even so much as a response from his office. I respect the man and the company he has built. I do find it very disheartening that he cant find it in his busy schedule to at least return an email.
Date: Sat 03/3/07 9:38AM
From: Frank/Cindy Davido From:
Message: THEY TOLD US THAT OUR REFI ON 2 PROPERTIES WOULD CLOSE IN 1.5 WEEKS. THE UNDERWRITER TOLD US THAT WE DID NOT NEED TO MAKE A MTG PAYMENT. 3.5 WEEKS LATER, AFTER BEING IGNORED, WE WERE DENIED DUE TO MY HUSBAND WOORKING FOR THE GOV AND THE INABILITY TO DIRECTLY CONTACT HIS EMPLOYER. THEY HAD BEEN SENT 20 YRS OF PAYCHECK STUBS. WE THAN WERE MARKED AS BEING LATE 60 DAYS ON A PAYMENT, OUR CREDIT SCORE DROPPED, AND THEY REFUSE TO HELP WITH ANY PAYMENT ARRANGEMENTS.TODAY I RECEIVE A LETTER STATING THAT OUR NEXT MTG PAYMENT WILL BE PUT INTO A FUND FOR CURRENT AND FUTURE LATE FEES.
THEY SUCK BEYOND SUCK
Date: Sat 03/3/07 9:38AM
From: David Bell From:
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Sat 03/3/07 9:39AM
From: KIM CLEMONS From: MOUNT VERNON
Message: I JUST GOT A LETTER IN THE MAIL ABOUT THE FACT THAT COUNTRYWIDE JUST BOUGHT MY LOAN FROM THE COMPANY THAT I REFINANCED MY HOME WITH & AFTER READING THIS I DONT WANT THEM TO HAVE IT! BUT WHAT CAN I DO? THANKS KIM CLEMONS
Date: Mon 04/9/07 2:57PM
From: Mary
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Date: Mon 04/9/07 9:19PM
From: Janni
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Date: Tue 04/10/07 3:46AM
From: Jane
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Date: Tue 04/10/07 11:29AM
From: Pablo
Message: [URL=http://www.al9ssio.org/japanese] japanese [/URL] <a href='http://www.al9ssio.org/japanese'> japanese </a> [URL=http://www.al9ssio.org/express] express [/URL] <a href='http://www.al9ssio.org/express'> express </a> [URL=http://www.al9ssio.org/vivo] vivo [/URL] <a href='http://www.al9ssio.org/vivo'> vivo </a> [URL=http://www.al9ssio.org/sulle] sulle [/URL] <a href='http://www.al9ssio.org/sulle'> sulle </a> [URL=http://www.al9ssio.org/screen] screen [/URL] <a href='http://www.al9ssio.org/screen'> screen </a> [URL=http://www.al9ssio.org/gardaland] gardaland [/URL] <a href='http://www.al9ssio.org/gardaland'> gardaland </a> [URL=http://www.al9ssio.org/walt-disney] walt disney [/URL] <a href='http://www.al9ssio.org/walt-disney '> walt disney </a> [URL=http://www.al9ssio.org/vagina] vagina [/URL] <a href='http://www.al9ssio.org/vagina'> vagina </a> [URL=http://www.al9ssio.org/curare] curare [/URL] <a href='http://www.al9ssio.org/curare'> curare </a> [URL=http://www.al9ssio.org/dante] dante [/URL] <a href='http://www.al9ssio.org/dante'> dante </a> [URL=http://www.al9ssio.org/zero] zero [/URL] <a href='http://www.al9ssio.org/zero'> zero </a> [URL=http://www.al9ssio.org/quotazione] quotazione [/URL] <a href='http://www.al9ssio.org/quotazione' > quotazione </a> [URL=http://www.al9ssio.org/scrittura] scrittura [/URL] <a href='http://www.al9ssio.org/scrittura'> scrittura </a> [URL=http://www.al9ssio.org/aggiornament i] aggiornamenti [/URL] <a href='http://www.al9ssio.org/aggiornamen ti'> aggiornamenti </a> [URL=http://www.al9ssio.org/agenzie] agenzie [/URL] <a href='http://www.al9ssio.org/agenzie'> agenzie </a> [URL=http://www.al9ssio.org/riva] riva [/URL] <a href='http://www.al9ssio.org/riva'> riva </a> [URL=http://www.al9ssio.org/allenamento] allenamento [/URL] <a href='http://www.al9ssio.org/allenamento '> allenamento </a> [URL=http://www.al9ssio.org/franchising] franchising [/URL] <a href='http://www.al9ssio.org/franchising '> franchising </a> [URL=http://www.al9ssio.org/ferrara] ferrara [/URL] <a href='http://www.al9ssio.org/ferrara'> ferrara </a> [URL=http://www.al9ssio.org/marcio-mondo ] marcio mondo [/URL] <a href='http://www.al9ssio.org/marcio-mond o'> marcio mondo </a> [URL=http://www.al9ssio.org/periti] periti [/URL] <a href='http://www.al9ssio.org/periti'> periti </a> [URL=http://www.al9ssio.org/share] share [/URL] <a href='http://www.al9ssio.org/share'> share </a> [URL=http://www.al9ssio.org/comunicazion e] comunicazione [/URL] <a href='http://www.al9ssio.org/comunicazio ne'> comunicazione </a> [URL=http://www.al9ssio.org/foto-nude] foto nude [/URL] <a href='http://www.al9ssio.org/foto-nude'> foto nude </a> [URL=http://www.al9ssio.org/palmare] palmare [/URL] <a href='http://www.al9ssio.org/palmare'> palmare </a>
Date: Tue 04/10/07 4:50PM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Tue 04/10/07 5:47PM
From: Klementio
Message: [URL=http://www.al9ssio.org/popolari] popolari [/URL] <a href='http://www.al9ssio.org/popolari'> popolari </a> [URL=http://www.al9ssio.org/formule] formule [/URL] <a href='http://www.al9ssio.org/formule'> formule </a> [URL=http://www.al9ssio.org/india] india [/URL] <a href='http://www.al9ssio.org/india'> india </a> [URL=http://www.al9ssio.org/security] security [/URL] <a href='http://www.al9ssio.org/security'> security </a> [URL=http://www.al9ssio.org/elisa] elisa [/URL] <a href='http://www.al9ssio.org/elisa'> elisa </a> [URL=http://www.al9ssio.org/medical] medical [/URL] <a href='http://www.al9ssio.org/medical'> medical </a> [URL=http://www.al9ssio.org/david] david [/URL] <a href='http://www.al9ssio.org/david'> david </a> [URL=http://www.al9ssio.org/ria**unti] ria**unti [/URL] <a href='http://www.al9ssio.org/ria**unti'> ria**unti </a> [URL=http://www.al9ssio.org/silver] silver [/URL] <a href='http://www.al9ssio.org/silver'> silver </a> [URL=http://www.al9ssio.org/socio] socio [/URL] <a href='http://www.al9ssio.org/socio'> socio </a> [URL=http://www.al9ssio.org/creative] creative [/URL] <a href='http://www.al9ssio.org/creative'> creative </a> [URL=http://www.al9ssio.org/light] light [/URL] <a href='http://www.al9ssio.org/light'> light </a> [URL=http://www.al9ssio.org/giacomo] giacomo [/URL] <a href='http://www.al9ssio.org/giacomo'> giacomo </a> [URL=http://www.al9ssio.org/ministero] ministero [/URL] <a href='http://www.al9ssio.org/ministero'> ministero </a> [URL=http://www.al9ssio.org/mysql] mysql [/URL] <a href='http://www.al9ssio.org/mysql'> mysql </a> [URL=http://www.al9ssio.org/raffaele] raffaele [/URL] <a href='http://www.al9ssio.org/raffaele'> raffaele </a> [URL=http://www.al9ssio.org/fenice] fenice [/URL] <a href='http://www.al9ssio.org/fenice'> fenice </a> [URL=http://www.al9ssio.org/crystal] crystal [/URL] <a href='http://www.al9ssio.org/crystal'> crystal </a> [URL=http://www.al9ssio.org/scolastici] scolastici [/URL] <a href='http://www.al9ssio.org/scolastici' > scolastici </a> [URL=http://www.al9ssio.org/navi] navi [/URL] <a href='http://www.al9ssio.org/navi'> navi </a> [URL=http://www.al9ssio.org/dirigenti] dirigenti [/URL] <a href='http://www.al9ssio.org/dirigenti'> dirigenti </a> [URL=http://www.al9ssio.org/nero] nero [/URL] <a href='http://www.al9ssio.org/nero'> nero </a> [URL=http://www.al9ssio.org/immagini-di] immagini di [/URL] <a href='http://www.al9ssio.org/immagini-di '> immagini di </a> [URL=http://www.al9ssio.org/bosco] bosco [/URL] <a href='http://www.al9ssio.org/bosco'> bosco </a> [URL=http://www.al9ssio.org/java] java [/URL] <a href='http://www.al9ssio.org/java'> java </a>
Date: Tue 04/10/07 7:28PM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 12:07AM
From: Ionis
Message: [URL=http://www.rpms90.org/lola] lola [/URL] <a href='http://www.rpms90.org/lola'> lola </a> [URL=http://www.rpms90.org/peas] peas [/URL] <a href='http://www.rpms90.org/peas'> peas </a> [URL=http://www.rpms90.org/giovane] giovane [/URL] <a href='http://www.rpms90.org/giovane'> giovane </a> [URL=http://www.rpms90.org/airlines] airlines [/URL] <a href='http://www.rpms90.org/airlines'> airlines </a> [URL=http://www.rpms90.org/secrets] secrets [/URL] <a href='http://www.rpms90.org/secrets'> secrets </a> [URL=http://www.rpms90.org/terza] terza [/URL] <a href='http://www.rpms90.org/terza'> terza </a> [URL=http://www.rpms90.org/invito] invito [/URL] <a href='http://www.rpms90.org/invito'> invito </a> [URL=http://www.rpms90.org/skins] skins [/URL] <a href='http://www.rpms90.org/skins'> skins </a> [URL=http://www.rpms90.org/por] por [/URL] <a href='http://www.rpms90.org/por'> por </a> [URL=http://www.rpms90.org/trovare] trovare [/URL] <a href='http://www.rpms90.org/trovare'> trovare </a> [URL=http://www.rpms90.org/lavoratori] lavoratori [/URL] <a href='http://www.rpms90.org/lavoratori'> lavoratori </a> [URL=http://www.rpms90.org/sagre] sagre [/URL] <a href='http://www.rpms90.org/sagre'> sagre </a> [URL=http://www.rpms90.org/podere] podere [/URL] <a href='http://www.rpms90.org/podere'> podere </a> [URL=http://www.rpms90.org/nueva] nueva [/URL] <a href='http://www.rpms90.org/nueva'> nueva </a> [URL=http://www.rpms90.org/ricevimenti] ricevimenti [/URL] <a href='http://www.rpms90.org/ricevimenti' > ricevimenti </a> [URL=http://www.rpms90.org/paese] paese [/URL] <a href='http://www.rpms90.org/paese'> paese </a> [URL=http://www.rpms90.org/giornata] giornata [/URL] <a href='http://www.rpms90.org/giornata'> giornata </a> [URL=http://www.rpms90.org/calore] calore [/URL] <a href='http://www.rpms90.org/calore'> calore </a> [URL=http://www.rpms90.org/economiche] economiche [/URL] <a href='http://www.rpms90.org/economiche'> economiche </a> [URL=http://www.rpms90.org/dividere] dividere [/URL] <a href='http://www.rpms90.org/dividere'> dividere </a> [URL=http://www.rpms90.org/colorare] colorare [/URL] <a href='http://www.rpms90.org/colorare'> colorare </a> [URL=http://www.rpms90.org/cards] cards [/URL] <a href='http://www.rpms90.org/cards'> cards </a> [URL=http://www.rpms90.org/sanitaria] sanitaria [/URL] <a href='http://www.rpms90.org/sanitaria'> sanitaria </a> [URL=http://www.rpms90.org/campi] campi [/URL] <a href='http://www.rpms90.org/campi'> campi </a> [URL=http://www.rpms90.org/emulator] emulator [/URL] <a href='http://www.rpms90.org/emulator'> emulator </a>
Date: Wed 04/11/07 7:34AM
From: David B.
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 9:14AM
From: George
Message: [URL=http://www.rpms90.org/siracusa] siracusa [/URL] <a href='http://www.rpms90.org/siracusa'> siracusa </a> [URL=http://www.rpms90.org/name] name [/URL] <a href='http://www.rpms90.org/name'> name </a> [URL=http://www.rpms90.org/books] books [/URL] <a href='http://www.rpms90.org/books'> books </a> [URL=http://www.rpms90.org/cross] cross [/URL] <a href='http://www.rpms90.org/cross'> cross </a> [URL=http://www.rpms90.org/vigilanza] vigilanza [/URL] <a href='http://www.rpms90.org/vigilanza'> vigilanza </a> [URL=http://www.rpms90.org/ricostruzione ] ricostruzione [/URL] <a href='http://www.rpms90.org/ricostruzion e'> ricostruzione </a> [URL=http://www.rpms90.org/marcello] marcello [/URL] <a href='http://www.rpms90.org/marcello'> marcello </a> [URL=http://www.rpms90.org/londra] londra [/URL] <a href='http://www.rpms90.org/londra'> londra </a> [URL=http://www.rpms90.org/chiusura] chiusura [/URL] <a href='http://www.rpms90.org/chiusura'> chiusura </a> [URL=http://www.rpms90.org/direttore] direttore [/URL] <a href='http://www.rpms90.org/direttore'> direttore </a> [URL=http://www.rpms90.org/maria-santa] maria santa [/URL] <a href='http://www.rpms90.org/maria-santa' > maria santa </a> [URL=http://www.rpms90.org/torta] torta [/URL] <a href='http://www.rpms90.org/torta'> torta </a> [URL=http://www.rpms90.org/cartine] cartine [/URL] <a href='http://www.rpms90.org/cartine'> cartine </a> [URL=http://www.rpms90.org/nice] nice [/URL] <a href='http://www.rpms90.org/nice'> nice </a> [URL=http://www.rpms90.org/sharp] sharp [/URL] <a href='http://www.rpms90.org/sharp'> sharp </a> [URL=http://www.rpms90.org/pixel] pixel [/URL] <a href='http://www.rpms90.org/pixel'> pixel </a> [URL=http://www.rpms90.org/perla] perla [/URL] <a href='http://www.rpms90.org/perla'> perla </a> [URL=http://www.rpms90.org/forum] forum [/URL] <a href='http://www.rpms90.org/forum'> forum </a> [URL=http://www.rpms90.org/anne] anne [/URL] <a href='http://www.rpms90.org/anne'> anne </a> [URL=http://www.rpms90.org/cuore] cuore [/URL] <a href='http://www.rpms90.org/cuore'> cuore </a> [URL=http://www.rpms90.org/check] check [/URL] <a href='http://www.rpms90.org/check'> check </a> [URL=http://www.rpms90.org/called] called [/URL] <a href='http://www.rpms90.org/called'> called </a> [URL=http://www.rpms90.org/borse] borse [/URL] <a href='http://www.rpms90.org/borse'> borse </a> [URL=http://www.rpms90.org/telecom] telecom [/URL] <a href='http://www.rpms90.org/telecom'> telecom </a> [URL=http://www.rpms90.org/enciclopedia] enciclopedia [/URL] <a href='http://www.rpms90.org/enciclopedia '> enciclopedia </a>
Date: Wed 04/11/07 11:24AM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 3:33PM
From: Janni
Message: [URL=http://www.rpms90.org/roberta] roberta [/URL] <a href='http://www.rpms90.org/roberta'> roberta </a> [URL=http://www.rpms90.org/istat] istat [/URL] <a href='http://www.rpms90.org/istat'> istat </a> [URL=http://www.rpms90.org/mouse] mouse [/URL] <a href='http://www.rpms90.org/mouse'> mouse </a> [URL=http://www.rpms90.org/raffaello] raffaello [/URL] <a href='http://www.rpms90.org/raffaello'> raffaello </a> [URL=http://www.rpms90.org/campione] campione [/URL] <a href='http://www.rpms90.org/campione'> campione </a> [URL=http://www.rpms90.org/2007] 2007 [/URL] <a href='http://www.rpms90.org/2007'> 2007 </a> [URL=http://www.rpms90.org/seno] seno [/URL] <a href='http://www.rpms90.org/seno'> seno </a> [URL=http://www.rpms90.org/feet] feet [/URL] <a href='http://www.rpms90.org/feet'> feet </a> [URL=http://www.rpms90.org/angelica-bell a] angelica bella [/URL] <a href='http://www.rpms90.org/angelica-bel la'> angelica bella </a> [URL=http://www.rpms90.org/effetto] effetto [/URL] <a href='http://www.rpms90.org/effetto'> effetto </a> [URL=http://www.rpms90.org/porte] porte [/URL] <a href='http://www.rpms90.org/porte'> porte </a> [URL=http://www.rpms90.org/michael] michael [/URL] <a href='http://www.rpms90.org/michael'> michael </a> [URL=http://www.rpms90.org/modellismo] modellismo [/URL] <a href='http://www.rpms90.org/modellismo'> modellismo </a> [URL=http://www.rpms90.org/periodo] periodo [/URL] <a href='http://www.rpms90.org/periodo'> periodo </a> [URL=http://www.rpms90.org/training] training [/URL] <a href='http://www.rpms90.org/training'> training </a> [URL=http://www.rpms90.org/sede] sede [/URL] <a href='http://www.rpms90.org/sede'> sede </a> [URL=http://www.rpms90.org/bike] bike [/URL] <a href='http://www.rpms90.org/bike'> bike </a> [URL=http://www.rpms90.org/olbia] olbia [/URL] <a href='http://www.rpms90.org/olbia'> olbia </a> [URL=http://www.rpms90.org/carmen] carmen [/URL] <a href='http://www.rpms90.org/carmen'> carmen </a> [URL=http://www.rpms90.org/rights] rights [/URL] <a href='http://www.rpms90.org/rights'> rights </a> [URL=http://www.rpms90.org/dolls] dolls [/URL] <a href='http://www.rpms90.org/dolls'> dolls </a> [URL=http://www.rpms90.org/a**egno] a**egno [/URL] <a href='http://www.rpms90.org/a**egno'> a**egno </a> [URL=http://www.rpms90.org/sostegno] sostegno [/URL] <a href='http://www.rpms90.org/sostegno'> sostegno </a> [URL=http://www.rpms90.org/virtual] virtual [/URL] <a href='http://www.rpms90.org/virtual'> virtual </a> [URL=http://www.rpms90.org/blocco] blocco [/URL] <a href='http://www.rpms90.org/blocco'> blocco </a>
Date: Wed 04/11/07 4:40PM
From: David Bell
Message: FIRST, let me say this site is the very best way to deal with the fraud and questionable business practices being committed by Countrywide Home Loans against its una**uming customers. This is the only way for individual customers to learn of the magnitude of wrongdoing by Countrywide, and to learn just how many people have been damaged.
SECOND, it is imperative that everyone who has been damaged by Countrywide’s fraud and/or dishonest business practices, should file a complaint with the Federal Trade Commission, 600 Pennsylvania Ave. N/W, Washington, DC 20580. You can fill out a complaint form online at
www.ftc.gov/ftc/businessinfo/customer.ht m. The FTC does not resolve individual complaints, however they will investigate a company for repeated complaints related to improper business practices or fraud. If everyone who posted a complaint on this site would file a complaint with the FTC, I’m sure that would trigger a formal investigation against Countrywide Home Loans.
NOW...MY STORY: I refinanced three of my rental properties through Countrywide Home Loans in 2004. After about a year I noticed Countrywide began billing me for more than my payment amounts. In one case, Countrywide had purchased two insurance policies for a single house which depleted my escrow account on that loan. Because of their mistake they raised my monthly payment by $200. On another loan, Countrywide fraudulently raised my property tax bill from $151 to $1843.94 , then raised my payment from $179.29 to $477.77. When I made my monthly payments, I would mail three checks in one envelope to make all three loan payments were received at the same time. Even though I did this, Countrywide would credit one loan with a timely payment, then show the other two loans were paid late and charge a late fee. I tried for many months to get these problems resolved, but the harder I tried the more difficult Countrywide made it. In August 2005 I learned that Countrywide had reported that I had made late payments on two of my loans which ruined my credit. Although I continued to make payments, Countrywide filed suit to foreclose on one of my properties. I filed a counter suit and got a judgment against Countrywide for $556,000. Countrywide then filed suit to foreclose on my other two properties, so I have now turned the matter over to a wonderful attorney who specializes in lender liability cases. Countrywide Home Loans certainly has questionable business practices, but because they have become so large it is difficult to get sufficient information to drag them into court. I welcome all information and comments from past or present Countrywide customers who have been damaged by their business practice. My email address is oneoutback@comcast.net. I will update this message as the court proceedings move along. Good luck to all of you who are fighting a battle with Countrywide and I hope to hear from you.
Date: Wed 04/11/07 9:52PM
From: John
Message: [URL=http://www.rpms90.org/municipale] municipale [/URL] <a href='http://www.rpms90.org/municipale'> municipale </a> [URL=http://www.rpms90.org/fiscale] fiscale [/URL] <a href='http://www.rpms90.org/fiscale'> fiscale </a> [URL=http://www.rpms90.org/tours] tours [/URL] <a href='http://www.rpms90.org/tours'> tours </a> [URL=http://www.rpms90.org/tradizioni] tradizioni [/URL] <a href='http://www.rpms90.org/tradizioni'> tradizioni </a> [URL=http://www.rpms90.org/missing] missing [/URL] <a href='http://www.rpms90.org/missing'> missing </a> [URL=http://www.rpms90.org/composizione] composizione [/URL] <a href='http://www.rpms90.org/composizione '> composizione </a> [URL=http://www.rpms90.org/telecomunicaz ioni] telecomunicazioni [/URL] <a href='http://www.rpms90.org/telecomunica zioni'> telecomunicazioni </a> [URL=http://www.rpms90.org/soundtrack] soundtrack [/URL] <a href='http://www.rpms90.org/soundtrack'> soundtrack </a> [URL=http://www.rpms90.org/gomma] gomma [/URL] <a href='http://www.rpms90.org/gomma'> gomma </a> [URL=http://www.rpms90.org/fiscali] fiscali [/URL] <a href='http://www.rpms90.org/fiscali'> fiscali </a> [URL=http://www.rpms90.org/integrale] integrale [/URL] <a href='http://www.rpms90.org/integrale'> integrale </a> [URL=http://www.rpms90.org/vanessa] vanessa [/URL] <a href='http://www.rpms90.org/vanessa'> vanessa </a> [URL=http://www.rpms90.org/tony] tony [/URL] <a href='http://www.rpms90.org/tony'> tony </a> [URL=http://www.rpms90.org/acrobat] acrobat [/URL] <a href='http://www.rpms90.org/acrobat'> acrobat </a> [URL=http://www.rpms90.org/giulio] giulio [/URL] <a href='http://www.rpms90.org/giulio'> giulio </a> [URL=http://www.rpms90.org/double] double [/URL] <a href='http://www.rpms90.org/double'> double </a> [URL=http://www.rpms90.org/sanitario] sanitario [/URL] <a href='http://www.rpms90.org/sanitario'> sanitario </a> [URL=http://www.rpms90.org/nannini] nannini [/URL] <a href='http://www.rpms90.org/nannini'> nannini </a> [URL=http://www.rpms90.org/windows2000] windows2000 [/URL] <a href='http://www.rpms90.org/windows2000' > windows2000 </a> [URL=http://www.rpms90.org/italian] italian [/URL] <a href='http://www.rpms90.org/italian'> italian </a> [URL=http://www.rpms90.org/band] band [/URL] <a href='http://www.rpms90.org/band'> band </a> [URL=http://www.rpms90.org/ryan] ryan [/URL] <a href='http://www.rpms90.org/ryan'> ryan </a> [URL=http://www.rpms90.org/rapporti] rapporti [/URL] <a href='http://www.rpms90.org/rapporti'> rapporti </a> [URL=http://www.rpms90.org/canada] canada [/URL] <a href='http://www.rpms90.org/canada'> canada </a> [URL=http://www.rpms90.org/form] form [/URL] <a href='http://www.rpms90.org/form'> form </a>
Date: Thu 04/12/07 4:14AM
From: Jeremy
Message: [URL=http://www.hgentay.org/category] category [/URL] <a href='http://www.hgentay.org/category'> category </a> [URL=http://www.hgentay.org/horse] horse [/URL] <a href='http://www.hgentay.org/horse'> horse </a> [URL=http://www.hgentay.org/parete] parete [/URL] <a href='http://www.hgentay.org/parete'> parete </a> [URL=http://www.hgentay.org/civili] civili [/URL] <a href='http://www.hgentay.org/civili'> civili </a> [URL=http://www.hgentay.org/forumfree] forumfree [/URL] <a href='http://www.hgentay.org/forumfree'> forumfree </a> [URL=http://www.hgentay.org/di-controllo ] di controllo [/URL] <a href='http://www.hgentay.org/di-controll o'> di controllo </a> [URL=http://www.hgentay.org/letto] letto [/URL] <a href='http://www.hgentay.org/letto'> letto </a> [URL=http://www.hgentay.org/infantile] infantile [/URL] <a href='http://www.hgentay.org/infantile'> infantile </a> [URL=http://www.hgentay.org/queen] queen [/URL] <a href='http://www.hgentay.org/queen'> queen </a> [URL=http://www.hgentay.org/fiction] fiction [/URL] <a href='http://www.hgentay.org/fiction'> fiction </a> [URL=http://www.hgentay.org/piede] piede [/URL] <a href='http://www.hgentay.org/piede'> piede </a> [URL=http://www.hgentay.org/santo] santo [/URL] <a href='http://www.hgentay.org/santo'> santo </a> [URL=http://www.hgentay.org/records] records [/URL] <a href='http://www.hgentay.org/records'> records </a> [URL=http://www.hgentay.org/piace] piace [/URL] <a href='http://www.hgentay.org/piace'> piace </a> [URL=http://www.hgentay.org/gonna] gonna [/URL] <a href='http://www.hgentay.org/gonna'> gonna </a> [URL=http://www.hgentay.org/figli] figli [/URL] <a href='http://www.hgentay.org/figli'> figli </a> [URL=http://www.hgentay.org/pubbliche] pubbliche [/URL] <a href='http://www.hgentay.org/pubbliche'> pubbliche </a> [URL=http://www.hgentay.org/pace] pace [/URL] <a href='http://www.hgentay.org/pace'> pace </a> [URL=http://www.hgentay.org/dire] dire [/URL] <a href='http://www.hgentay.org/dire'> dire </a> [URL=http://www.hgentay.org/palestra] palestra [/URL] <a href='http://www.hgentay.org/palestra'> palestra </a> [URL=http://www.hgentay.org/programmi-tv ] programmi tv [/URL] <a href='http://www.hgentay.org/programmi-t v'> programmi tv </a> [URL=http://www.hgentay.org/novecento] novecento [/URL] <a href='http://www.hgentay.org/novecento'> novecento </a> [URL=http://www.hgentay.org/onda] onda [/URL] <a href='http://www.hgentay.org/onda'> onda </a> [URL=http://www.hgentay.org/atlante] atlante [/URL] <a href='http://www.hgentay.org/atlante'> atlante </a> [URL=http://www.hgentay.org/office] office [/URL] <a href='http://www.hgentay.org/office'> office </a>
Date: Thu 04/12/07 6:19AM
From: AlbertPortao
Message: http://emeets.info/profile.php?id=1430
Look at Memo "About me" 8)
Date: Thu 04/12/07 10:16AM
From: Uh-Oh
Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market.
Date: Thu 04/12/07 10:37AM
From: Jerry
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Date: Thu 04/12/07 12:12PM
From: Uh-Oh
Message: NEW YORK, April 12 (Reuters) - Countrywide Financial Corp. (CFC.N: Quote, Profile, Research), the largest U.S. mortgage lender, said on Thursday the amount of mortgages in its portfolio that are in foreclosure nearly doubled, amid a difficult U.S. housing market.
Date: Thu 04/12/07 5:08PM
From: Antonio
Message: [URL=http://www.hgentay.org/savoia] savoia [/URL] <a href='http://www.hgentay.org/savoia'> savoia </a> [URL=http://www.hgentay.org/berlino] berlino [/URL] <a href='http://www.hgentay.org/berlino'> berlino </a> [URL=http://www.hgentay.org/perdere] perdere [/URL] <a href='http://www.hgentay.org/perdere'> perdere </a> [URL=http://www.hgentay.org/user] user [/URL] <a href='http://www.hgentay.org/user'> user </a> [URL=http://www.hgentay.org/child] child [/URL] <a href='http://www.hgentay.org/child'> child </a> [URL=http://www.hgentay.org/just] just [/URL] <a href='http://www.hgentay.org/just'> just </a> [URL=http://www.hgentay.org/veronica] veronica [/URL] <a href='http://www.hgentay.org/veronica'> veronica </a> [URL=http://www.hgentay.org/protezione] protezione [/URL] <a href='http://www.hgentay.org/protezione' > protezione </a> [URL=http://www.hgentay.org/nicole] nicole [/URL] <a href='http://www.hgentay.org/nicole'> nicole </a> [URL=http://www.hgentay.org/regolamento] regolamento [/URL] <a href='http://www.hgentay.org/regolamento '> regolamento </a> [URL=http://www.hgentay.org/piccola] piccola [/URL] <a href='http://www.hgentay.org/piccola'> piccola </a> [URL=http://www.hgentay.org/living] living [/URL] <a href='http://www.hgentay.org/living'> living </a> [URL=http://www.hgentay.org/teramo] teramo [/URL] <a href='http://www.hgentay.org/teramo'> teramo </a> [URL=http://www.hgentay.org/linea] linea [/URL] <a href='http://www.hgentay.org/linea'> linea </a> [URL=http://www.hgentay.org/aree] aree [/URL] <a href='http://www.hgentay.org/aree'> aree </a> [URL=http://www.hgentay.org/number] number [/URL] <a href='http://www.hgentay.org/number'> number </a> [URL=http://www.hgentay.org/tokyo] tokyo [/URL] <a href='http://www.hgentay.org/tokyo'> tokyo </a> [URL=http://www.hgentay.org/big-tits] big tits [/URL] <a href='http://www.hgentay.org/big-tits'> big tits </a> [URL=http://www.hgentay.org/santa] santa [/URL] <a href='http://www.hgentay.org/santa'> santa </a> [URL=http://www.hgentay.org/theater] theater [/URL] <a href='http://www.hgentay.org/theater'> theater </a> [URL=http://www.hgentay.org/resources] resources [/URL] <a href='http://www.hgentay.org/resources'> resources </a> [URL=http://www.hgentay.org/finanziaria] finanziaria [/URL] <a href='http://www.hgentay.org/finanziaria '> finanziaria </a> [URL=http://www.hgentay.org/hardware] hardware [/URL] <a href='http://www.hgentay.org/hardware'> hardware </a> [URL=http://www.hgentay.org/mazda] mazda [/URL] <a href='http://www.hgentay.org/mazda'> mazda </a> [URL=http://www.hgentay.org/mediaworld] mediaworld [/URL] <a href='http://www.hgentay.org/mediaworld' > mediaworld </a>
Date: Thu 04/12/07 6:45PM
From: Antonio Le Loser who is a little pusswad because he thinks his CFC is sooo good. IDIOT
Message: Where do I start talking about this horrible company??? Well lets talk about how they rip you off when they offer you the offer letter. If you ever read the offer letter they mail you should notice that you are paid $2k for the first two months, $1500 the next month, and then they rip your legs off again by paying $1400 a month on while the idiotic Branch manager makes 5k a month. When you try to go to your TM or BM they are worthless pieces of crap who say they will answer your question in a minute, but they will never get back to you...cause they do not know the answer. The turnover rate is higher than mcdonalds with at least 4 people quitting per day. Every appraisal that gets done by landsafe is most likely going to appraise lower than the market value, so that the can charge the higher rate due to LTV. Our BM is named Tim Welch and is the dumbest person you will come across in your life. He is afraid to talk to the customers and will give you a script on what to say to the customers. When he second voices loans he tends to studder and the customer will start laughing. My ex-RVP is named Mark Jasper and he is equally dumb as Tim Welch. First of all he hara**es the females that work there which is not respectful at all. Then he sends threating emails saying that if you dont get any loans locked he was going to fire you. What a complete a**hole. The whole company is a complete fraud and those management a**holes should be fired and homeless. I am almost forgot that Mark got demoted to BM. How do you like your job now b****?
Date: Thu 04/12/07 11:41PM
From: Scott
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Date: Fri 04/13/07 5:49AM
From: Scott sucks sack
Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 6:08AM
From: Regginald
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Date: Fri 04/13/07 7:35AM
From: Regginald sucks Peter
Message: I was previously employed at Countrywide and from the stories I have read 100% of the mistreatment and disrespect for their employees is correct. They had us working overime almost everyday and when time was needed off they would refuse and state that if you left it would be counted against you. YOU COULD HAVE NO LIFE OUTSIDE OF COUTRYWIDE. I believe Countrywide should be put out of business for the way not for just how they treat the employees but the customers. As when the victims were effected with the hurricanes when they lost not only there possections but their lives Countrywide showed no sympathy. What A disgrace! I am only not happy to no longer be with the company but I am relieved. When your advised not to go through Countywide for your mortgage take the advise I guarantee it will save not only your life but the stress and thought of maybe one day loosing you house due to the false information that is provided to you at the time of closing!!! I tell you this with knowing and having knowledge of internal information you MUST READ ALL FINE PRINT BEFORE YOU CLOSE YOU LOAN OTHERWISE COUTRYWIDE WILL TAKE YOU FOR YOUR HOME WHEN YOU CAN NOT MAKE YOUR PAYMENTS FOR THE FALSE INFORMATION THAT IS PROVIDED JUST TO GET YOU TO CLOSE THE LOAN SO MONEY GOES INTO THEIR POCKETS. You might think this is revenge or hate against Countrywide but infact it is for all the sympathy and sadness that I have had for the customers that would call and say they would not be able to afford their home for the lies that were told to them at the time of closing and for all the small print that was not discussed. May you have great luck if you do wish to go through Countrywide, but just think twice before signing you maybe signing your life away!!!!!
Date: Fri 04/13/07 12:19PM
From: Keira
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Date: Fri 04/13/07 3:49PM
From: HRB
Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Fri 04/13/07 5:57PM
From: Cruz
Message: [URL=http://www.trasporti6870.org/cat] cat [/URL] <a href='http://www.trasporti6870.org/cat'> cat </a> [URL=http://www.trasporti6870.org/metodi ] metodi [/URL] <a href='http://www.trasporti6870.org/metod i'> metodi </a> [URL=http://www.trasporti6870.org/usati] usati [/URL] <a href='http://www.trasporti6870.org/usati '> usati </a> [URL=http://www.trasporti6870.org/musica l] musical [/URL] <a href='http://www.trasporti6870.org/music al'> musical </a> [URL=http://www.trasporti6870.org/member ] member [/URL] <a href='http://www.trasporti6870.org/membe r'> member </a> [URL=http://www.trasporti6870.org/banche ] banche [/URL] <a href='http://www.trasporti6870.org/banch e'> banche </a> [URL=http://www.trasporti6870.org/antoni o] antonio [/URL] <a href='http://www.trasporti6870.org/anton io'> antonio </a> [URL=http://www.trasporti6870.org/ciclis mo] ciclismo [/URL] <a href='http://www.trasporti6870.org/cicli smo'> ciclismo </a> [URL=http://www.trasporti6870.org/campan ia] campania [/URL] <a href='http://www.trasporti6870.org/campa nia'> campania </a> [URL=http://www.trasporti6870.org/carte] carte [/URL] <a href='http://www.trasporti6870.org/carte '> carte </a> [URL=http://www.trasporti6870.org/ticino ] ticino [/URL] <a href='http://www.trasporti6870.org/ticin o'> ticino </a> [URL=http://www.trasporti6870.org/party] party [/URL] <a href='http://www.trasporti6870.org/party '> party </a> [URL=http://www.trasporti6870.org/intern et] internet [/URL] <a href='http://www.trasporti6870.org/inter net'> internet </a> [URL=http://www.trasporti6870.org/minimo to] minimoto [/URL] <a href='http://www.trasporti6870.org/minim oto'> minimoto </a> [URL=http://www.trasporti6870.org/relazi one] relazione [/URL] <a href='http://www.trasporti6870.org/relaz ione'> relazione </a> [URL=http://www.trasporti6870.org/enti] enti [/URL] <a href='http://www.trasporti6870.org/enti' > enti </a> [URL=http://www.trasporti6870.org/senten za] sentenza [/URL] <a href='http://www.trasporti6870.org/sente nza'> sentenza </a> [URL=http://www.trasporti6870.org/beach] beach [/URL] <a href='http://www.trasporti6870.org/beach '> beach </a> [URL=http://www.trasporti6870.org/san-gi acomo] san giacomo [/URL] <a href='http://www.trasporti6870.org/san-g iacomo'> san giacomo </a> [URL=http://www.trasporti6870.org/privat e] private [/URL] <a href='http://www.trasporti6870.org/priva te'> private </a> [URL=http://www.trasporti6870.org/estern o] esterno [/URL] <a href='http://www.trasporti6870.org/ester no'> esterno </a> [URL=http://www.trasporti6870.org/transl ations] translations [/URL] <a href='http://www.trasporti6870.org/trans lations'> translations </a> [URL=http://www.trasporti6870.org/cane] cane [/URL] <a href='http://www.trasporti6870.org/cane' > cane </a> [URL=http://www.trasporti6870.org/sfondi ] sfondi [/URL] <a href='http://www.trasporti6870.org/sfond i'> sfondi </a> [URL=http://www.trasporti6870.org/malta] malta [/URL] <a href='http://www.trasporti6870.org/malta '> malta </a>
Date: Fri 04/13/07 7:13PM
From: Cruz the Spic
Message: Countrywide is the next Enron, they even match their 401K with CW stock only, no other matching option. If you are an employee every time a matching contribution is made trade it for the fund you are invested in with your dollars. Don't make the same mistake Enron employees did and loose because Countrywide is on the fast track that Enron took. The game is almost over for them, trust me, that's why I left. If you are an employee help YOURSELF by ditching the CW stock portion of your 401K because it will be worthless when they go bankrupt. The smoke is already visible, Bank of America looked at them as an acquisition and said HELL NO once they took a good look at the failing business model
Date: Fri 04/13/07 11:37PM
From: Sofi
Message: [URL=http://www.trasporti6870.org/liquid azione] liquidazione [/URL] <a href='http://www.trasporti6870.org/liqui dazione'> liquidazione </a> [URL=http://www.trasporti6870.org/iran] iran [/URL] <a href='http://www.trasporti6870.org/iran' > iran </a> [URL=http://www.trasporti6870.org/perle] perle [/URL] <a href='http://www.trasporti6870.org/perle '> perle </a> [URL=http://www.trasporti6870.org/fetish ] fetish [/URL] <a href='http://www.trasporti6870.org/fetis h'> fetish </a> [URL=http://www.trasporti6870.org/dolomi ti] dolomiti [/URL] <a href='http://www.trasporti6870.org/dolom iti'> dolomiti </a> [URL=http://www.trasporti6870.org/legna] legna [/URL] <a href='http://www.trasporti6870.org/legna '> legna </a> [URL=http://www.trasporti6870.org/formaz ione] formazione [/URL] <a href='http://www.trasporti6870.org/forma zione'> formazione </a> [URL=http://www.trasporti6870.org/demos] demos [/URL] <a href='http://www.trasporti6870.org/demos '> demos </a> [URL=http://www.trasporti6870.org/a**oci azione] a**ociazione [/URL] <a href='http://www.trasporti6870.org/a**oc iazione'> a**ociazione </a> [URL=http://www.trasporti6870.org/matema tica] matematica [/URL] <a href='http://www.trasporti6870.org/matem atica'> matematica </a> [URL=http://www.trasporti6870.org/love] love [/URL] <a href='http://www.trasporti6870.org/love' > love </a> [URL=http://www.trasporti6870.org/onlus] onlus [/URL] <a href='http://www.trasporti6870.org/onlus '> onlus </a> [URL=http://www.trasporti6870.org/la-dol ce-vita] la dolce vita [/URL] <a href='http://www.trasporti6870.org/la-do lce-vita'> la dolce vita </a> [URL=http://www.trasporti6870.org/albero ] albero [/URL] <a href='http://www.trasporti6870.org/alber o'> albero </a> [URL=http://www.trasporti6870.org/libro] libro [/URL] <a href='http://www.trasporti6870.org/libro '> libro </a> [URL=http://www.trasporti6870.org/jolie] jolie [/URL] <a href='http://www.trasporti6870.org/jolie '> jolie </a> [URL=http://www.trasporti6870.org/user] user [/URL] <a href='http://www.trasporti6870.org/user' > user </a> [URL=http://www.trasporti6870.org/commer ciale] commerciale [/URL] <a href='http://www.trasporti6870.org/comme rciale'> commerciale </a> [URL=http://www.trasporti6870.org/south] south [/URL] <a href='http://www.trasporti6870.org/south '> south </a> [URL=http://www.trasporti6870.org/perugi a] perugia [/URL] <a href='http://www.trasporti6870.org/perug ia'> perugia </a> [URL=http://www.trasporti6870.org/distur bi] disturbi [/URL] <a href='http://www.trasporti6870.org/distu rbi'> disturbi </a> [URL=http://www.trasporti6870.org/carton i] cartoni [/URL] <a href='http://www.trasporti6870.org/carto ni'> cartoni </a> [URL=http://www.trasporti6870.org/teens] teens [/URL] <a href='http://www.trasporti6870.org/teens '> teens </a> [URL=http://www.trasporti6870.org/deejay ] deejay [/URL] <a href='http://www.trasporti6870.org/deeja y'> deejay </a> [URL=http://www.trasporti6870.org/click] click [/URL] <a href='http://www.trasporti6870.org/click '> click </a>
Date: Sat 04/14/07 5:19AM
From: Lolita
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Date: Sat 04/14/07 10:28AM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip
Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 10:56AM
From: Frederick
Message: [URL=http://www.richiestlwa98.org/croazi a] croazia [/URL] <a href='http://www.richiestlwa98.org/croaz ia'> croazia </a> [URL=http://www.richiestlwa98.org/gsm] gsm [/URL] <a href='http://www.richiestlwa98.org/gsm'> gsm </a> [URL=http://www.richiestlwa98.org/case] case [/URL] <a href='http://www.richiestlwa98.org/case' > case </a> [URL=http://www.richiestlwa98.org/tubo] tubo [/URL] <a href='http://www.richiestlwa98.org/tubo' > tubo </a> [URL=http://www.richiestlwa98.org/gioiel li] gioielli [/URL] <a href='http://www.richiestlwa98.org/gioie lli'> gioielli </a> [URL=http://www.richiestlwa98.org/standa rd] standard [/URL] <a href='http://www.richiestlwa98.org/stand ard'> standard </a> [URL=http://www.richiestlwa98.org/noi] noi [/URL] <a href='http://www.richiestlwa98.org/noi'> noi </a> [URL=http://www.richiestlwa98.org/caso] caso [/URL] <a href='http://www.richiestlwa98.org/caso' > caso </a> [URL=http://www.richiestlwa98.org/madre] madre [/URL] <a href='http://www.richiestlwa98.org/madre '> madre </a> [URL=http://www.richiestlwa98.org/cooper ativa] cooperativa [/URL] <a href='http://www.richiestlwa98.org/coope rativa'> cooperativa </a> [URL=http://www.richiestlwa98.org/mauriz io] maurizio [/URL] <a href='http://www.richiestlwa98.org/mauri zio'> maurizio </a> [URL=http://www.richiestlwa98.org/bergam o] bergamo [/URL] <a href='http://www.richiestlwa98.org/berga mo'> bergamo </a> [URL=http://www.richiestlwa98.org/dolori ] dolori [/URL] <a href='http://www.richiestlwa98.org/dolor i'> dolori </a> [URL=http://www.richiestlwa98.org/proble m] problem [/URL] <a href='http://www.richiestlwa98.org/probl em'> problem </a> [URL=http://www.richiestlwa98.org/profes sional] professional [/URL] <a href='http://www.richiestlwa98.org/profe ssional'> professional </a> [URL=http://www.richiestlwa98.org/record er] recorder [/URL] <a href='http://www.richiestlwa98.org/recor der'> recorder </a> [URL=http://www.richiestlwa98.org/pompa] pompa [/URL] <a href='http://www.richiestlwa98.org/pompa '> pompa </a> [URL=http://www.richiestlwa98.org/finest re] finestre [/URL] <a href='http://www.richiestlwa98.org/fines tre'> finestre </a> [URL=http://www.richiestlwa98.org/magico ] magico [/URL] <a href='http://www.richiestlwa98.org/magic o'> magico </a> [URL=http://www.richiestlwa98.org/vittor io-emanuele] vittorio emanuele [/URL] <a href='http://www.richiestlwa98.org/vitto rio-emanuele'> vittorio emanuele </a> [URL=http://www.richiestlwa98.org/gas] gas [/URL] <a href='http://www.richiestlwa98.org/gas'> gas </a> [URL=http://www.richiestlwa98.org/quello ] quello [/URL] <a href='http://www.richiestlwa98.org/quell o'> quello </a> [URL=http://www.richiestlwa98.org/padre- pio] padre pio [/URL] <a href='http://www.richiestlwa98.org/padre -pio'> padre pio </a> [URL=http://www.richiestlwa98.org/arma] arma [/URL] <a href='http://www.richiestlwa98.org/arma' > arma </a> [URL=http://www.richiestlwa98.org/chi-ch i] chi chi [/URL] <a href='http://www.richiestlwa98.org/chi-c hi'> chi chi </a>
Date: Sat 04/14/07 11:28AM
From: You are pussfied CFC employee who trying to defend your shitty little company. You are as worthless then a booger on my fingertip
Message: YOU are a LOSER CFC employee that I will outlast, easily. You are such a pussy that you have to hide/mask behind your little porn sites. You are SOOOOOOOOOO weak! Are you scared to hear the truth about the company that is about to phuck YOU over? WAKE up KOOL aid drinker, you are about to be flushed down the toilet like the turd you are. PuZZY
Date: Sat 04/14/07 4:35PM
From: Beast
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Date: Sat 04/14/07 10:11PM
From: Jan
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